810 Cosby Road, Utica, NY 13502
$2,200
3 beds 2 baths 1,368 sqft Built 19571 days on marketActive
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.
Your estimated payment
$718/mo
- Real estate (PITI + HOA + PMI)
- $80
- Utilities
- $1,095
- Transportation
- $0
- Other (entertainment)
- $133
Principal + interest$14
Property tax + insurance$65
PMI / 2nd mortgage$1
Heating + cooling$398
Internet + TV + phone$133
Water + sewer + garbage$58
Budget$5,000/mo
Remaining after TLC$4,282/mo
Purchase price
$2,200
Down payment
$110 (5%)
Loan amount
$2,090
APR
7.15%
Quick facts
Type
SingleFamilyResidence
Style
CapeCod
Year built
1957
Lot size
0.1745 ac
Stories
0
Heating
ForcedAir
Cooling
CentralAir
Water
—
HOA
—
Annual tax
—
MLS #
S1628665
County
Oneida
At a glance
Air conditioning
Basement
Garage
Home features
Appliances
Humidifier
Interior
SeparateFormalLivingRoomBedroomOnMainLevelConvertibleBedroom
Exterior
BlacktopDriveway
Parking
GarageOffStreet
Lot features
Rectangular, RectangularLot
Neighborhood — 13502
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 29,025 | 19,351,094 | 299,088,112 |
| Population Change Since1990 | -17.00% | 8.00% | 20.00% |
| Population Density | 609 | 395 | — |
| Male | 13,833 | 9,381,926 | 147,432,321 |
| Female | 15,191 | 9,969,168 | 151,655,844 |
| Never Married | 7,986 | 4,946,391 | 63,775,926 |
| Married | 10,167 | 7,166,701 | 123,120,365 |
| Separated | 1,622 | 1,159,673 | 12,639,686 |
| Widowed | 2,401 | 1,110,245 | 15,467,586 |
| Divorced | 2,180 | 1,210,448 | 23,075,029 |
| Number Of House Hold | 11,585 | 7,102,016 | 111,826,380 |
| Average House Hold Size | 2.35 | 2.64 | 2.60 |
| Medial Age | 38.10 | 36.53 | 35.46 |
| Median House Hold Income | $32,508 | $49,847 | $48,276 |
| Average House Hold Income | $40,951 | $70,032 | $63,629 |
| P C I | $17,157 | $26,569 | $24,529 |
| M D I | $28,880 | $42,210 | $41,133 |
| A T H E | $38,331 | $54,185 | $50,898 |
| S T R | 9.00% | 4.00% | — |
| W C J | 81.13% | 81.55% | 77.74% |
(Zip) Code
13502
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
Open in Google Maps →Listing information last refreshed 8/6/2025. Provided courtesy of Coldwell Banker Faith Properties via Buffalo MLS. Information deemed reliable but not guaranteed.