CCertihomes
1219 Mathews Avenue, Utica, NY 13502

$179,900

4 beds 1 baths 1,050 sqft Built 19200 days on marketActive

About this home

Conveniently located near Utica University, this 4-bedroom, 1-bath bungalow sits on a spacious corner lot and offers excellent potential as a primary residence or investment property. The home features a functional layout with two bedrooms on the main level and two additional bedrooms upstairs, connected by a cozy loft area that’s perfect for a home office, study space, or playroom. Inside, you’ll find original hardwood floors throughout, a formal living room with a fireplace, and a dedicated dining room. The kitchen has been updated with new cabinets and countertops, offering a clean and refreshed look. Recent improvements include fresh interior and exterior paint, adding to the home’s curb appeal and move-in readiness. The large, partially fenced backyard provides space for outdoor enjoyment, pets, or gardening. Ample off-street parking and a prime corner lot location complete the package. With classic charm, essential updates, and a location close to shopping, dining, and the university, this home is a standout opportunity for both homeowners and investors.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,169/mo

Real estate (PITI + HOA + PMI)
$1,678
Principal + interest$1,154
Property tax + insurance$457
PMI / 2nd mortgage$67
Utilities
$933
Heating + cooling$317
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,169/mo TLC
Budget$5,000/mo
Remaining after TLC$2,831/mo
Purchase price
$179,900
Down payment
$8,995 (5%)
Loan amount
$170,905
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Bungalow
Year built
1920
Lot size
0.144 ac
Stories
1
Heating
Gas, Radiators
Cooling
Water
Connected, Public
HOA
Annual tax
$3,033
MLS #
S1628526
County
Oneida

At a glance

Basement
Garage (2)

Home features

Appliances
GasOvenGasRangeGasWaterHeaterRefrigerator
Interior
AtticSeparateFormalDiningRoomEatInKitchenSeparateFormalLivingRoomBedroomOnMainLevel
Exterior
BlacktopDrivewayPatio
Parking
DetachedGarage
Flooring
Carpet, Hardwood, Varies, Vinyl
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13502

MetricThis ZIPCountyUSA
Population29,02519,351,094299,088,112
Population Change Since1990-17.00%8.00%20.00%
Population Density609395
Male13,8339,381,926147,432,321
Female15,1919,969,168151,655,844
Never Married7,9864,946,39163,775,926
Married10,1677,166,701123,120,365
Separated1,6221,159,67312,639,686
Widowed2,4011,110,24515,467,586
Divorced2,1801,210,44823,075,029
Number Of House Hold11,5857,102,016111,826,380
Average House Hold Size2.352.642.60
Medial Age38.1036.5335.46
Median House Hold Income$32,508$49,847$48,276
Average House Hold Income$40,951$70,032$63,629
P C I$17,157$26,569$24,529
M D I$28,880$42,210$41,133
A T H E$38,331$54,185$50,898
S T R9.00%4.00%
W C J81.13%81.55%77.74%
(Zip) Code
13502

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/7/2025. Provided courtesy of Hunt Real Estate ERA via Buffalo MLS. Information deemed reliable but not guaranteed.