CCertihomes
284 Adams Street, Rochester, NY 14608

$125,000

4 beds 2 baths 2,064 sqft Built 19001 days on marketActive

About this home

This listing includes 2 lots! 1st lot includes large, well maintained house! The wrought iron fence in the front leads to long driveway leading back to 2nd lot with 1044 sq ft garage which is also accessible from Hall Alley. This 4 bedroom house sits on a fenced lot and has a large enclosed front porch. French doors lead from foyer to the living and dining rooms. Large kitchen has enough room for an eating area or island. Laundry and mud room has 1/2 bath and access to rear yard and basement. 1 bedroom has a walk-in closet and another has 2 closets. Hardwood floors and gumwood trim, Water heater 8 yrs, furnace 12 yrs, glass block windows in basement. The garage has a workshop and storage room, engine pull and wood stove for year round use. House is rented to long term tenants who desire to stay.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,100/mo

Real estate (PITI + HOA + PMI)
$1,357
Principal + interest$802
Property tax + insurance$508
PMI / 2nd mortgage$47
Utilities
$1,387
Heating + cooling$539
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$2,100/mo TLC
Budget$5,000/mo
Remaining after TLC$2,900/mo
Purchase price
$125,000
Down payment
$6,250 (5%)
Loan amount
$118,750
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1900
Lot size
0.12 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$3,718
MLS #
R1628874
County
Monroe

At a glance

Basement
Garage (3)

Home features

Appliances
GasWaterHeater
Interior
SeparateFormalDiningRoomEntranceFoyerEatInKitchenSeparateFormalLivingRoomNaturalWoodworkBedroomOnMainLevel
Exterior
BlacktopDrivewayFence
Parking
DetachedElectricityGarageStorageWorkshopInGarage
Flooring
CeramicTile, Hardwood, Resilient, Varies
Roof
Asphalt, Shingle
Sewer
Connected

Lot features

IrregularLot, NearPublicTransit, ResidentialLot

Neighborhood — 14608

MetricThis ZIPCountyUSA
Population13,50319,351,094299,088,112
Population Change Since1990-12.00%8.00%20.00%
Population Density7,323395
Male6,3909,381,926147,432,321
Female7,1139,969,168151,655,844
Never Married4,8804,946,39163,775,926
Married1,9957,166,701123,120,365
Separated1,1731,159,67312,639,686
Widowed7621,110,24515,467,586
Divorced1,3181,210,44823,075,029
Number Of House Hold5,6057,102,016111,826,380
Average House Hold Size2.382.642.60
Medial Age29.7136.5335.46
Median House Hold Income$21,818$49,847$48,276
Average House Hold Income$36,278$70,032$63,629
P C I$15,943$26,569$24,529
M D I$20,273$42,210$41,133
A T H E$35,587$54,185$50,898
S T R8.00%4.00%
W C J83.53%81.55%77.74%
(Zip) Code
14608

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/7/2025. Provided courtesy of eXp Realty, LLC via Buffalo MLS. Information deemed reliable but not guaranteed.