CCertihomes
121 E 3rd Street, Oswego, NY 13126

$159,000

3 beds 2 baths 1,591 sqft Built 19303 days on marketActive

About this home

Welcome to 121 East 3rd Street! This home is situated in Oswego's Historical Washington Square District and is only a block away from the park and walking distance to the lake, shops and restaurants When walking up to this home you are greeted with a large welcoming open porch that will lead you into your forever home. When stepping in you will fall in love with the large double Livingroom that has a fireplace and new windows that allows an abundance of natural light to warm these rooms. The first floor has a great open floor plan and flow to it, from the living room you will notice your formal dining area with charming built ins and also the perfect place to entertain. Your Cozy kitchen offers ample counters space and even a walk in pantry and you also have a first floor half bath. If you are looking for a little privacy step out onto your back deck and you can enjoy your beautiful yard and garden and you will also have your own storage shed for all those gardening tools and toys. Your 2nd floor has 3 good sized bedrooms and a bonus room for your media/ office area and a HUGE unfinished attic! This home has been so well loved and meticulously maintained for, it just needs a few personal touches to make it your own, This home is waiting for you to start your memories in Off Street Parking Matured landscapes Furnace 2016 Roof 2016 Hot water heater 2019 Most windows replaced Refrigerator 2022

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,149/mo

Real estate (PITI + HOA + PMI)
$1,473
Principal + interest$1,020
Property tax + insurance$393
PMI / 2nd mortgage$60
Utilities
$1,262
Heating + cooling$468
Internet + TV + phone$160
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$160
$2,149/mo TLC
Budget$5,000/mo
Remaining after TLC$2,851/mo
Purchase price
$159,000
Down payment
$7,950 (5%)
Loan amount
$151,050
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
HistoricAntique, TwoStory
Year built
1930
Lot size
0.0534 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$2,206
MLS #
S1628422
County
Oswego

At a glance

Fireplace
Basement

Home features

Appliances
DryerExhaustFanGasWaterHeaterMicrowaveRefrigeratorRangeHoodWasher
Interior
DenSeparateFormalDiningRoomSeparateFormalLivingRoomHomeOfficeOtherPantrySeeRemarksStorageSolidSurfaceCountersWalkInPantryWorkshop
Exterior
ConcreteDriveway
Parking
NoGarage
Flooring
Carpet, Hardwood, Other, SeeRemarks, Varies
Sewer
Connected

Lot features

NearPublicTransit, Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13126

MetricThis ZIPCountyUSA
Population27,18619,351,094299,088,112
Population Change Since1990-4.00%8.00%20.00%
Population Density273395
Male12,9889,381,926147,432,321
Female14,1999,969,168151,655,844
Never Married7,2134,946,39163,775,926
Married9,9187,166,701123,120,365
Separated1,9721,159,67312,639,686
Widowed1,7451,110,24515,467,586
Divorced1,8741,210,44823,075,029
Number Of House Hold9,7537,102,016111,826,380
Average House Hold Size2.582.642.60
Medial Age34.2536.5335.46
Median House Hold Income$34,693$49,847$48,276
Average House Hold Income$46,097$70,032$63,629
P C I$17,934$26,569$24,529
M D I$30,665$42,210$41,133
A T H E$41,368$54,185$50,898
S T R8.00%4.00%
W C J78.88%81.55%77.74%
(Zip) Code
13126

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/7/2025. Provided courtesy of Fitzgibbons Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.