CCertihomes
440 20th Street, Niagara Falls, NY 14303

$58,000

3 beds 1 baths 1,424 sqft Built 19200 days on marketActive

About this home

Opportunity knocks! This 3-bed, 1-bath home has a solid open layout and good bones. Newer furnace, hot water tank, and roof. Some windows have been replaced. Cosmetic updates and TLC needed throughout. Ideal for investors, flippers, or anyone looking to build equity. Located close to downtown Niagara Falls and local amenities. With the right updates, this property has great potential. Sold as-is. Cash or rehab loan preferred.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,215/mo

Real estate (PITI + HOA + PMI)
$619
Principal + interest$372
Property tax + insurance$225
PMI / 2nd mortgage$22
Utilities
$1,048
Heating + cooling$372
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$1,215/mo TLC
Budget$5,000/mo
Remaining after TLC$3,785/mo
Purchase price
$58,000
Down payment
$2,900 (5%)
Loan amount
$55,100
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Colonial, TwoStory
Year built
1920
Lot size
0.0717 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$1,358
MLS #
B1622247
County
Niagara

At a glance

Basement

Home features

Appliances
GasWaterHeater
Interior
BreakfastAreaSeparateFormalLivingRoomSolidSurfaceCounters
Exterior
BlacktopDrivewayGravelDriveway
Parking
NoGarage
Flooring
Carpet, Varies, Vinyl
Roof
Shingle
Sewer
Connected

Lot features

Rectangular, RectangularLot

Neighborhood — 14303

MetricThis ZIPCountyUSA
Population5,37019,351,094299,088,112
Population Change Since1990-21.00%8.00%20.00%
Population Density2,007395
Male2,5619,381,926147,432,321
Female2,8099,969,168151,655,844
Never Married1,6574,946,39163,775,926
Married1,4757,166,701123,120,365
Separated2781,159,67312,639,686
Widowed4881,110,24515,467,586
Divorced5211,210,44823,075,029
Number Of House Hold2,3797,102,016111,826,380
Average House Hold Size2.232.642.60
Medial Age38.3836.5335.46
Median House Hold Income$23,250$49,847$48,276
Average House Hold Income$30,147$70,032$63,629
P C I$13,975$26,569$24,529
M D I$21,555$42,210$41,133
A T H E$32,005$54,185$50,898
S T R8.00%4.00%
W C J76.48%81.55%77.74%
(Zip) Code
14303

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/7/2025. Provided courtesy of HUNT Real Estate Corporation via Buffalo MLS. Information deemed reliable but not guaranteed.