CCertihomes
482 20th Street, Niagara Falls, NY 14303

$114,999

4 beds 1 baths 1,134 sqft Built 19200 days on marketActive

About this home

Charming Owner Occupied 4 Bedroom Home, Large eat In Kitchen, First Floor Bedroom, first Floor Laundry Room Washer /Dryer Included, Custom Tiled Bath first floor Blue Tooth sound, Appliances in spectacular custom Tiled kitchen included, 3 Bedrooms on and full bath 2nd floor, Full Basement professionally water proofed, bilco doors to Basement, Fence rear yard .see complete list of Furniture included in Sale.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,567/mo

Real estate (PITI + HOA + PMI)
$1,065
Principal + interest$738
Property tax + insurance$284
PMI / 2nd mortgage$43
Utilities
$902
Heating + cooling$299
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$1,567/mo TLC
Budget$5,000/mo
Remaining after TLC$3,433/mo
Purchase price
$114,999
Down payment
$5,750 (5%)
Loan amount
$109,249
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1920
Lot size
0.0717 ac
Stories
0
Heating
Gas, ForcedAir
Cooling
CentralAir, WallUnits
Water
Connected, Public
HOA
Annual tax
$1,608
MLS #
B1629027
County
Niagara

At a glance

Air conditioning
Basement

Home features

Appliances
DryerElectricOvenElectricRangeGasWaterHeaterRefrigeratorWasher
Interior
BreakfastAreaEntranceFoyerEatInKitchenSeparateFormalLivingRoomCountryKitchenBedroomOnMainLevel
Exterior
BlacktopDrivewayFullyFenced
Parking
NoGarageDriveway
Flooring
Carpet, CeramicTile, Laminate, Tile, Varies, Vinyl
Roof
Asphalt
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14303

MetricThis ZIPCountyUSA
Population5,37019,351,094299,088,112
Population Change Since1990-21.00%8.00%20.00%
Population Density2,007395
Male2,5619,381,926147,432,321
Female2,8099,969,168151,655,844
Never Married1,6574,946,39163,775,926
Married1,4757,166,701123,120,365
Separated2781,159,67312,639,686
Widowed4881,110,24515,467,586
Divorced5211,210,44823,075,029
Number Of House Hold2,3797,102,016111,826,380
Average House Hold Size2.232.642.60
Medial Age38.3836.5335.46
Median House Hold Income$23,250$49,847$48,276
Average House Hold Income$30,147$70,032$63,629
P C I$13,975$26,569$24,529
M D I$21,555$42,210$41,133
A T H E$32,005$54,185$50,898
S T R8.00%4.00%
W C J76.48%81.55%77.74%
(Zip) Code
14303

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/7/2025. Provided courtesy of Hooper Realty via Buffalo MLS. Information deemed reliable but not guaranteed.