CCertihomes
24 Oak Street, Geneva City, NY 14456

$249,900

3 beds 2 baths 1,408 sqft Built 19309 days on marketActive

About this home

Beautifully updated 3-bedroom, 1.5-bath home in a convenient location near the hospital, library, and schools. This move-in ready property features a spacious eat-in kitchen with a new refrigerator , full-size living room, and a first-floor half bath. Sliding glass doors open to a deck overlooking the backyard—ideal for relaxing or entertaining. Upstairs offers three versatile bedrooms, perfect for a growing family or home office and first floor laundry. The full attic and basement provide ample storage, a workout space, and room for future expansion. Additional highlights include a 2-car garage with concrete driveway. Plus, rest easy knowing that major updates have been taken care of, including a newer roof, furnace, AC, & hot water tank — all updated within the last 6 years! New flooring on the second floor to match downstairs and first floor washer and dryer! The 3rd bedroom was turned into a library but can easily be turned back to room for a bed. Enjoy the comfort of a well-maintained home with easy access to local amenities.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,132/mo

Real estate (PITI + HOA + PMI)
$2,607
Principal + interest$1,603
Property tax + insurance$910
PMI / 2nd mortgage$94
Utilities
$1,050
Heating + cooling$373
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$3,132/mo TLC
Budget$5,000/mo
Remaining after TLC$1,868/mo
Purchase price
$249,900
Down payment
$12,495 (5%)
Loan amount
$237,405
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Colonial, TwoStory, SquareDesign
Year built
1930
Lot size
0.1722 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
CentralAir
Water
Connected, Public
HOA
Annual tax
$7,518
MLS #
R1628821
County
Ontario

At a glance

Air conditioning
Basement
Garage (2)

Home features

Appliances
AppliancesNegotiableDryerDishwasherElectricCooktopExhaustFanElectricOvenElectricRangeGasWaterHeaterMicrowaveRefrigeratorRangeHoodWasher
Interior
CeilingFansEatInKitchenSeparateFormalLivingRoomHomeOfficeSlidingGlassDoorsSolidSurfaceCountersConvertibleBedroomProgrammableThermostat
Exterior
ConcreteDrivewayDeckPatio
Parking
DetachedGarageDrivewayGarageDoorOpener
Flooring
CeramicTile, Hardwood, LuxuryVinyl, Varies, Vinyl
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14456

MetricThis ZIPCountyUSA
Population22,22419,351,094299,088,112
Population Change Since19904.00%8.00%20.00%
Population Density295395
Male10,7099,381,926147,432,321
Female11,5169,969,168151,655,844
Never Married6,1524,946,39163,775,926
Married8,3527,166,701123,120,365
Separated8161,159,67312,639,686
Widowed1,5181,110,24515,467,586
Divorced1,6711,210,44823,075,029
Number Of House Hold7,9987,102,016111,826,380
Average House Hold Size2.552.642.60
Medial Age35.9436.5335.46
Median House Hold Income$40,133$49,847$48,276
Average House Hold Income$49,495$70,032$63,629
P C I$18,962$26,569$24,529
M D I$34,961$42,210$41,133
A T H E$43,346$54,185$50,898
S T R7.13%4.00%
W C J78.33%81.55%77.74%
(Zip) Code
14456

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/7/2025. Provided courtesy of Howard Hanna via Buffalo MLS. Information deemed reliable but not guaranteed.