CCertihomes
7640 Sandy Lane, Clay, NY 13212

$299,900

3 beds 3 baths 1,392 sqft Built 19705 days on marketActive

About this home

Meticulously maintained Miller Built ranch . Features gleaming hardwoods, central air only 2 years old, private rear yard with Gazebo. Finished basement, approx 450 sf, with 1/2 bath. First floor laundry room, oversized 2 car garage. John Deere tractor, Troy-Bilt snowblower included in sale.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,405/mo

Real estate (PITI + HOA + PMI)
$2,885
Principal + interest$1,924
Property tax + insurance$849
PMI / 2nd mortgage$112
Utilities
$1,074
Heating + cooling$384
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$140
$3,405/mo TLC
Budget$5,000/mo
Remaining after TLC$1,595/mo
Purchase price
$299,900
Down payment
$14,995 (5%)
Loan amount
$284,905
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
1970
Lot size
0.2767 ac
Stories
1
Heating
Gas
Cooling
CentralAir
Water
Connected, Public
HOA
Annual tax
$6,285
MLS #
S1628962
County
Onondaga

At a glance

Air conditioning
Fireplace
Basement
Garage (2)

Home features

Appliances
DryerDishwasherElectricCooktopGasWaterHeaterMicrowaveRefrigeratorWasher
Interior
BreakfastAreaCeilingFansSeparateFormalLivingRoomPantryBedroomOnMainLevel
Exterior
BlacktopDrivewayDeckPrivateYardSeeRemarks
Parking
AttachedGarageGarageDoorOpener
Flooring
Carpet, Hardwood, Laminate, Varies
Roof
Shingle
Sewer
Connected

Lot features

IrregularLot, NearPublicTransit, Wooded

Neighborhood — 13212

MetricThis ZIPCountyUSA
Population21,44219,351,094299,088,112
Population Change Since1990-9.00%8.00%20.00%
Population Density1,942395
Male10,2279,381,926147,432,321
Female11,2159,969,168151,655,844
Never Married4,2174,946,39163,775,926
Married9,4857,166,701123,120,365
Separated5861,159,67312,639,686
Widowed1,5401,110,24515,467,586
Divorced1,6831,210,44823,075,029
Number Of House Hold8,7227,102,016111,826,380
Average House Hold Size2.452.642.60
Medial Age39.8436.5335.46
Median House Hold Income$48,017$49,847$48,276
Average House Hold Income$57,107$70,032$63,629
P C I$23,314$26,569$24,529
M D I$40,953$42,210$41,133
A T H E$47,719$54,185$50,898
S T R8.00%4.00%
W C J81.32%81.55%77.74%
(Zip) Code
13212

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 8/7/2025. Provided courtesy of Hunt Real Estate ERA via Buffalo MLS. Information deemed reliable but not guaranteed.