CCertihomes
207 N Lake Street, Oneida, NY 13421

$84,900

3 beds 2 baths 1,632 sqft Built 19153 days on marketActive

About this home

This 3 bedroom, 2 bath home offers 1, 632 sq ft of living space and endless potential. With spacious rooms, two full bathrooms, and a functional layout, it’s perfect for anyone ready to bring their vision to life. The roof will need to be replaced along with some related repairs, making this a great opportunity for investors or handy buyers to add value and create their dream home.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,579/mo

Real estate (PITI + HOA + PMI)
$913
Principal + interest$545
Property tax + insurance$336
PMI / 2nd mortgage$32
Utilities
$1,213
Heating + cooling$457
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,579/mo TLC
Budget$5,000/mo
Remaining after TLC$3,421/mo
Purchase price
$84,900
Down payment
$4,245 (5%)
Loan amount
$80,655
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
HistoricAntique, TwoStory
Year built
1915
Lot size
0.12 ac
Stories
2
Heating
Gas, HotWater
Cooling
Water
Connected, Public
HOA
Annual tax
$2,288
MLS #
S1628006
County
Madison

At a glance

Basement

Home features

Appliances
DryerElectricOvenElectricRangeGasWaterHeaterMicrowaveRefrigeratorWasher
Interior
SeparateFormalDiningRoomSeparateFormalLivingRoom
Exterior
GravelDriveway
Parking
NoGarage
Flooring
Carpet, Hardwood, Laminate, Tile, Varies
Roof
Shingle
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13421

MetricThis ZIPCountyUSA
Population14,81119,351,094299,088,112
Population Change Since1990-1.00%8.00%20.00%
Population Density354395
Male7,1769,381,926147,432,321
Female7,6349,969,168151,655,844
Never Married3,2244,946,39163,775,926
Married6,2557,166,701123,120,365
Separated5061,159,67312,639,686
Widowed8491,110,24515,467,586
Divorced1,2161,210,44823,075,029
Number Of House Hold5,6147,102,016111,826,380
Average House Hold Size2.622.642.60
Medial Age37.3536.5335.46
Median House Hold Income$41,521$49,847$48,276
Average House Hold Income$49,212$70,032$63,629
P C I$18,880$26,569$24,529
M D I$36,217$42,210$41,133
A T H E$43,230$54,185$50,898
S T R8.00%4.00%
W C J80.78%81.55%77.74%
(Zip) Code
13421

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/8/2025. Provided courtesy of Hunt Real Estate ERA via Buffalo MLS. Information deemed reliable but not guaranteed.