CCertihomes
1260 Charles Street, Southport, NY 14904

$114,500

2 beds 1 baths 745 sqft Built 193010 days on marketActive

About this home

This charming and recently updated home offers the perfect combination of comfort, character, and convenience. Nestled in the heart of Elmira, it’s just steps away from Tops Market, making everyday errands a breeze. The home stands out with its freshly painted sea blue exterior, giving it a welcoming and cheerful curb appeal. Situated on a spacious double lot, there's plenty of room for outdoor enjoyment—whether it's gardening, relaxing, or entertaining. Inside, you'll find an open and airy layout with a cozy living space that flows effortlessly into a bright, sunlit kitchen. The main floor also features a remodeled bathroom and a unique sunroom that is currently being used as a second bedroom, adding flexibility to the living space. Convenience continues with a main floor laundry area and thoughtful updates throughout, including a brand-new roof, a newly installed water heater, and a recently restored overhead deck ready for your finishing touches. A detached one-car garage offers great storage or parking options. Whether you're a first-time homebuyer or looking for a low-maintenance property close to town, 1260 Charles Street is move-in ready and full of potential. Schedule your showing today!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,478/mo

Real estate (PITI + HOA + PMI)
$1,066
Principal + interest$735
Property tax + insurance$288
PMI / 2nd mortgage$43
Utilities
$727
Heating + cooling$214
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,478/mo TLC
Budget$5,000/mo
Remaining after TLC$3,522/mo
Purchase price
$114,500
Down payment
$5,725 (5%)
Loan amount
$108,775
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
1930
Lot size
0.2296 ac
Stories
1
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$1,853
MLS #
R1629010
County
Chemung

At a glance

Basement
Garage (1)

Home features

Appliances
GasWaterHeaterRefrigerator
Interior
EatInKitchenBedroomOnMainLevel
Exterior
BlacktopDrivewayDirtDrivewayGravelDriveway
Parking
DetachedGarage
Flooring
Carpet, Hardwood, Varies, Vinyl
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14904

MetricThis ZIPCountyUSA
Population11,94419,351,094299,088,112
Population Change Since1990-13.00%8.00%20.00%
Population Density2,198395
Male5,6529,381,926147,432,321
Female6,2929,969,168151,655,844
Never Married2,6984,946,39163,775,926
Married4,2197,166,701123,120,365
Separated4691,159,67312,639,686
Widowed6931,110,24515,467,586
Divorced1,2471,210,44823,075,029
Number Of House Hold4,5027,102,016111,826,380
Average House Hold Size2.642.642.60
Medial Age34.8736.5335.46
Median House Hold Income$34,773$49,847$48,276
Average House Hold Income$41,040$70,032$63,629
P C I$15,691$26,569$24,529
M D I$30,790$42,210$41,133
A T H E$38,420$54,185$50,898
S T R8.00%4.00%
W C J77.96%81.55%77.74%
(Zip) Code
14904

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/8/2025. Provided courtesy of Keller Williams Realty Southern Tier & Finger Lakes via Buffalo MLS. Information deemed reliable but not guaranteed.