CCertihomes
339 1st Street, Rochester, NY 14605

$90,000

4 beds 2 baths 1,952 sqft Built 19209 days on marketActive

About this home

Duplex with Income & Upside – $90, 000 Located on the corner of First St and Hempel St, this 4-bedroom, 2-bath duplex offers a versatile opportunity for both investors and owner-occupants. The lower unit is currently rented at $850/month, providing immediate income, while the upper unit is vacant and semi-renovated with fresh paint, new trim, and upgrades to the kitchen and bathroom. With two off-street parking spots and a rear storage shed, this property is well-positioned for long-term value. Investors will appreciate the upside potential of further improving the upper unit to achieve higher rents, while buyers looking to live in one unit can offset their mortgage with rental income from the other. A smart buy for anyone seeking affordable entry into multi-family ownership with income from day one.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,671/mo

Real estate (PITI + HOA + PMI)
$948
Principal + interest$577
Property tax + insurance$337
PMI / 2nd mortgage$34
Utilities
$1,321
Heating + cooling$506
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$1,671/mo TLC
Budget$5,000/mo
Remaining after TLC$3,329/mo
Purchase price
$90,000
Down payment
$4,500 (5%)
Loan amount
$85,500
APR
7.15%

Quick facts

Type
MultiFamily
Style
Year built
1920
Lot size
0.1102 ac
Stories
0
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$2,090
MLS #
B1628990
County
Monroe

At a glance

Basement

Home features

Appliances
GasWaterHeater
Parking
TwoOrMoreSpaces
Flooring
Hardwood, Varies
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14605

MetricThis ZIPCountyUSA
Population14,48719,351,094299,088,112
Population Change Since1990-5.00%8.00%20.00%
Population Density8,125395
Male6,7329,381,926147,432,321
Female7,7569,969,168151,655,844
Never Married5,2574,946,39163,775,926
Married1,8747,166,701123,120,365
Separated1,3551,159,67312,639,686
Widowed6891,110,24515,467,586
Divorced1,0141,210,44823,075,029
Number Of House Hold5,2107,102,016111,826,380
Average House Hold Size2.722.642.60
Medial Age26.1236.5335.46
Median House Hold Income$17,464$49,847$48,276
Average House Hold Income$27,415$70,032$63,629
P C I$10,164$26,569$24,529
M D I$16,448$42,210$41,133
A T H E$30,351$54,185$50,898
S T R8.00%4.00%
W C J74.82%81.55%77.74%
(Zip) Code
14605

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/8/2025. Provided courtesy of HUNT Real Estate Corporation via Buffalo MLS. Information deemed reliable but not guaranteed.