CCertihomes
12792 W Lake Road, Pulteney, NY 14840

$2,500,000

3 beds 3 baths 1,549 sqft Built 20184 days on marketActive

About this home

ONCE IN LIFETIME OPPORTUNITY! Jake's Boat Livery is available for sale on KEUKA LAKE! Let's start with the home: The property features a year-round home right on the water designed for comfort, efficiency, & wonderful lake views. The vaulted ceiling lets in plenty of natural light and highlights the customization of the living space and modern kitchen. A roomy island provides plenty of workspace and overflow dining. The open dining and living area is appealing and inviting. You will find an entry level bedroom with full bath and laundry. Two additional bedrooms on the 2nd floor have their own lake views. Modern mechanicals include custom lighting, lakeside decks, on demand hot water, central air & more. The lower level is home to Jake's lakeside shop and boat rental with souvenirs, supplies, light groceries, and cold beverages! THIS PROFITABLE LAKESIDE BUSINESS INCLUDES: 2 updated permanent docks with slips, a bait shop, Jake's boat rental and supply business including all boats, inventory, and operating systems. 16 rental boats include 6 tri hull pontoons, 5 additional pontoons, and fishing boats. The fuel storage, transfer system and gas pump have all been updated. This level shoreline has a boat launch on site. This sale offers a turnkey option with modern lakefront living and a lakeside business in one package! NEAT AND TIDY: Including the 2018 home, all the operating systems and improvements have been replaced and maintained. No worries of expensive updates required here. No better place to work and enjoy the summer than right on the water on Keuka Lake. The property features just too much to list: worth a serious look. A confidentially statement is required for financials. Owner may consider financing with a minimum down payment at closing. Proof of funding required for all offers to purchase. Buyer must obtain a NYS liquor license for alcohol sales. Seller willing to be physically present for a transition period. A boat storage facility property is available to Jake's buyer before it is sold separately to another party. Ask for details. The business is open for the season daily, appointments required for real estate tours & inquiries.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$15,159/mo

Real estate (PITI + HOA + PMI)
$15,510
Principal + interest$11,339
Property tax + insurance$3,233
PMI / 2nd mortgage$938
Utilities
$986
Heating + cooling$341
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$15,159/mo TLC
Budget$15,659/mo
Remaining after TLC$500/mo
Purchase price
$2,500,000
Down payment
$125,000 (5%)
Loan amount
$2,375,000
APR
4%

Quick facts

Type
SingleFamilyResidence
Style
Contemporary, TwoStory
Year built
2018
Lot size
0.149 ac
Stories
2
Heating
Propane, ForcedAir
Cooling
CentralAir
Water
Connected, Public
HOA
Annual tax
$11,311
MLS #
R1628624
County
Steuben

At a glance

Air conditioning
Fireplace
Basement
Waterfront

Home features

Appliances
DryerDishwasherMicrowavePropaneWaterHeaterRefrigeratorTanklessWaterHeaterWasher
Interior
CeilingFansCathedralCeilingsEatInKitchenFurnishedKitchenIslandKitchenFamilyRoomComboLivingDiningRoomQuartzCountersSlidingGlassDoorsSolidSurfaceCountersWindowTreatmentsBedroomOnMainLevelMainLevelPrimary
Exterior
BlacktopDrivewayDeckDockSeeRemarksPropaneTankLeased
Parking
ElectricityElectricVehicleChargingStationsNoGarageDrivewaySharedDriveway
Flooring
Laminate, Tile, Varies
Roof
Metal
Sewer
SepticTank

Lot features

FloodZone, IrregularLot

Neighborhood — 14840

MetricThis ZIPCountyUSA
Population1,94419,351,094299,088,112
Population Change Since19907.00%8.00%20.00%
Population Density32395
Male9749,381,926147,432,321
Female9709,969,168151,655,844
Never Married3134,946,39163,775,926
Married1,0047,166,701123,120,365
Separated771,159,67312,639,686
Widowed951,110,24515,467,586
Divorced1321,210,44823,075,029
Number Of House Hold7297,102,016111,826,380
Average House Hold Size2.632.642.60
Medial Age43.6436.5335.46
Median House Hold Income$40,848$49,847$48,276
Average House Hold Income$51,821$70,032$63,629
P C I$19,882$26,569$24,529
M D I$35,674$42,210$41,133
A T H E$44,792$54,185$50,898
S T R8.00%4.00%
W C J78.05%81.55%77.74%
(Zip) Code
14840

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/8/2025. Provided courtesy of Howard Hanna Lake Group via Buffalo MLS. Information deemed reliable but not guaranteed.