CCertihomes
205 Chestnut Street, Milo, NY 14527

$169,000

3 beds 2 baths 1,280 sqft Built 19089 days on marketActive

About this home

What a fantastic yard! As you round the corner into the backyard, you're greeted by a spacious, level lot bathed in dappled sunlight beneath a magnificent maple tree—your own private retreat. Lush gardens bursting with tomatoes and cucumbers line the yard, leaving plenty of room to relax or entertain outdoors. The detached garage offers shelter and a short walk to the door. Step inside to find a welcoming, updated, oversized kitchen that opens effortlessly into the bright and airy living room—perfect for gathering with family and friends. The first floor also features the primary bedroom and a convenient half bath. Upstairs, you'll find two additional bedrooms, a generously sized full bath, and a large central foyer ideal as a cozy sitting area or reading nook. Some updates have been made, but the charm of the original oak floors in the living room remains. Just a short walk from the scenic Outlet Trail and the heart of the Village of Penn Yan, this home also benefits from low-cost municipal electric—keeping utility bills affordable. A charming and budget-friendly option in a truly ideal location!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,100/mo

Real estate (PITI + HOA + PMI)
$1,588
Principal + interest$1,084
Property tax + insurance$441
PMI / 2nd mortgage$63
Utilities
$962
Heating + cooling$329
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$2,100/mo TLC
Budget$5,000/mo
Remaining after TLC$2,900/mo
Purchase price
$169,000
Down payment
$8,450 (5%)
Loan amount
$160,550
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1908
Lot size
0.2 ac
Stories
2
Heating
Gas, Electric, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$2,841
MLS #
R1626842
County
Yates

At a glance

Basement
Garage (1)

Home features

Appliances
DishwasherExhaustFanElectricOvenElectricRangeGasWaterHeaterRefrigeratorRangeHoodWasher
Interior
EatInKitchenBedroomOnMainLevel
Exterior
BlacktopDriveway
Parking
DetachedGarage
Flooring
Hardwood, LuxuryVinyl, Varies
Sewer
Connected

Lot features

IrregularLot, ResidentialLot

Neighborhood — 14527

MetricThis ZIPCountyUSA
Population11,25219,351,094299,088,112
Population Change Since1990-2.00%8.00%20.00%
Population Density82395
Male5,3319,381,926147,432,321
Female5,9219,969,168151,655,844
Never Married2,3554,946,39163,775,926
Married4,5207,166,701123,120,365
Separated6061,159,67312,639,686
Widowed8521,110,24515,467,586
Divorced9851,210,44823,075,029
Number Of House Hold3,9597,102,016111,826,380
Average House Hold Size2.612.642.60
Medial Age38.3036.5335.46
Median House Hold Income$37,659$49,847$48,276
Average House Hold Income$49,192$70,032$63,629
P C I$18,475$26,569$24,529
M D I$33,025$42,210$41,133
A T H E$43,086$54,185$50,898
S T R8.00%4.00%
W C J79.55%81.55%77.74%
(Zip) Code
14527

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 8/8/2025. Provided courtesy of Howard Hanna Lake Group via Buffalo MLS. Information deemed reliable but not guaranteed.

205 Chestnut Street · Milo — $169,000 · Certihomes