CCertihomes
144 Lord Street, Dunkirk, NY 14048

$139,900

4 beds 1 baths 1,944 sqft Built 19000 days on marketActive

About this home

Turnkey Duplex Investment Opportunity – Low Maintenance & Cash FlowFor Sale: Well-maintained two-story duplex offering steady cash flow and modern upgrades, perfect for investors seeking a reliable addition to their portfolio. This move-in-ready property generates $21, 900 in gross annual income in a desirable rental market.Property Highlights: Unit Mix: Two spacious units (upper and lower levels), each featuring 2 bedrooms, 1 bathroom, and a formal dining room for strong tenant appeal. Income Potential: Produces $21, 900 in gross annual income, providing solid returns for savvy investors. Recent Upgrades: Tenants who want to stay! Updated roof for long-term durability. Newer vinyl windows on the second floor for energy efficiency. Brand-new furnaces in both units for reliable heating. Newer hot water tanks for reduced maintenance costs. Utilities: Separate gas and electric meters for each unit, simplifying tenant billing. Additional Features: Fully insulated for energy efficiency, ensuring tenant comfort and lower utility costs. Condition: Turnkey with modern updates, minimizing future capital expenses. Why Invest Here? This duplex offers a compelling combination of steady rental income and low-maintenance features, making it ideal for both new and experienced investors. The 2-bedroom, 1-bathroom layout with formal dining rooms attracts quality tenants and modern systems ensure minimal upkeep. The generous parking capacity enhances its appeal in any rental market..Don’t miss this opportunity to own a cash-flowing duplex with strong investment potential!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,079/mo

Real estate (PITI + HOA + PMI)
$1,372
Principal + interest$898
Property tax + insurance$422
PMI / 2nd mortgage$52
Utilities
$1,335
Heating + cooling$518
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,079/mo TLC
Budget$5,000/mo
Remaining after TLC$2,921/mo
Purchase price
$139,900
Down payment
$6,995 (5%)
Loan amount
$132,905
APR
7.15%

Quick facts

Type
MultiFamily
Style
Year built
1900
Lot size
0.0918 ac
Stories
2
Heating
Gas, SpaceHeater
Cooling
Water
Connected, Public
HOA
Annual tax
$2,590
MLS #
R1629377
County
Chautauqua

Home features

Parking
Concrete
Flooring
Carpet, Laminate, Varies, Vinyl
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Schools

Elementary
Other - See Remarks
Middle
Dunkirk Middle
High
Dunkirk Senior High

Neighborhood — 14048

MetricThis ZIPCountyUSA
Population17,04319,351,094299,088,112
Population Change Since1990-8.00%8.00%20.00%
Population Density719395
Male8,5889,381,926147,432,321
Female8,4559,969,168151,655,844
Never Married4,6544,946,39163,775,926
Married5,9287,166,701123,120,365
Separated9261,159,67312,639,686
Widowed1,3161,110,24515,467,586
Divorced1,3181,210,44823,075,029
Number Of House Hold6,2787,102,016111,826,380
Average House Hold Size2.512.642.60
Medial Age34.9636.5335.46
Median House Hold Income$32,499$49,847$48,276
Average House Hold Income$44,258$70,032$63,629
P C I$17,366$26,569$24,529
M D I$28,953$42,210$41,133
A T H E$40,331$54,185$50,898
S T R8.00%4.00%
W C J76.14%81.55%77.74%
(Zip) Code
14048

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/8/2025. Provided courtesy of Premier Realty & Investments via Buffalo MLS. Information deemed reliable but not guaranteed.