CCertihomes
32 Oakwood Terrace, North Tonawanda, NY 14120

$189,900

3 beds 2 baths 1,596 sqft Built 19380 days on marketActive

About this home

Location, location! This great 2 family rental located in the heart of North Tonawanda is close to mid city shopping conveniences restaurants and commercial businesses but nicely tucked away into a quiet neighborhood with little traffic. The current tenant wants to stay making it perfect for an owner occupant to help defray mortgage costs right away! Or for anybody looking to add to their rental portfolio this is a great area of the city to invest in. The front apartment is 1 bedroom & 1 bath with an upstairs that could be turned into a second bedroom. The rear apartment is 2 bedrooms and 1 bath. New roof in 2011 siding and rear windows 2012. Covered patio in the rear and 1 car garage for parking or extra storage.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,370/mo

Real estate (PITI + HOA + PMI)
$1,771
Principal + interest$1,218
Property tax + insurance$482
PMI / 2nd mortgage$71
Utilities
$1,148
Heating + cooling$420
Internet + TV + phone$142
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$142
$2,370/mo TLC
Budget$5,000/mo
Remaining after TLC$2,630/mo
Purchase price
$189,900
Down payment
$9,495 (5%)
Loan amount
$180,405
APR
7.15%

Quick facts

Type
MultiFamily
Style
Year built
1938
Lot size
0.101 ac
Stories
0
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$2,935
MLS #
B1629418
County
Niagara

At a glance

Garage (1)

Home features

Appliances
GasWaterHeater
Parking
TwoOrMoreSpaces
Flooring
Carpet, Varies, Vinyl
Roof
Asphalt
Sewer
Connected

Lot features

Other, Rectangular, RectangularLot, SeeRemarks

Neighborhood — 14120

MetricThis ZIPCountyUSA
Population38,23619,351,094299,088,112
Population Change Since1990-5.00%8.00%20.00%
Population Density1,140395
Male18,6299,381,926147,432,321
Female19,6079,969,168151,655,844
Never Married8,0874,946,39163,775,926
Married17,9027,166,701123,120,365
Separated7471,159,67312,639,686
Widowed2,4051,110,24515,467,586
Divorced2,4731,210,44823,075,029
Number Of House Hold14,6047,102,016111,826,380
Average House Hold Size2.602.642.60
Medial Age39.4336.5335.46
Median House Hold Income$47,037$49,847$48,276
Average House Hold Income$54,460$70,032$63,629
P C I$20,940$26,569$24,529
M D I$40,271$42,210$41,133
A T H E$46,240$54,185$50,898
S T R8.00%4.00%
W C J75.73%81.55%77.74%
(Zip) Code
14120

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/9/2025. Provided courtesy of Keller Williams Realty WNY via Buffalo MLS. Information deemed reliable but not guaranteed.