CCertihomes
358 Washington Avenue, Oneida, NY 13421

$285,000

4 beds 2 baths 2,296 sqft Built 19000 days on marketActive

About this home

Expect to be impressed by this stunning two-family home that been beautifully redone from top to bottom. Each unit features 2 bedrooms and 1 full bath, soaring 10-foot ceilings, dedicated laundry rooms, and thoughtfully selected high-end finishes and appliances throughout. The property’s exterior is just as impressive, with new siding and windows, a large paved driveway, and a spacious two-car detached garage. A gorgeous wraparound covered porch adds charm and curb appeal while providing the perfect place to relax or entertain. The lower unit is vacant and move-in ready, making it an ideal opportunity for an owner's suite or a savvy investor. The upper unit is currently leased, providing immediate rental income. Whether you're looking to live in one unit and rent the other, or expand your investment portfolio, this updated and modern duplex is a great opportunity.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,310/mo

Real estate (PITI + HOA + PMI)
$2,554
Principal + interest$1,829
Property tax + insurance$618
PMI / 2nd mortgage$107
Utilities
$1,543
Heating + cooling$622
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$3,310/mo TLC
Budget$5,000/mo
Remaining after TLC$1,690/mo
Purchase price
$285,000
Down payment
$14,250 (5%)
Loan amount
$270,750
APR
7.15%

Quick facts

Type
MultiFamily
Style
Year built
1900
Lot size
0.23 ac
Stories
2
Heating
Gas, Baseboard
Cooling
Water
Connected, Public
HOA
Annual tax
$3,204
MLS #
S1629158
County
Madison

At a glance

Basement
Garage (2)

Home features

Appliances
GasWaterHeater
Interior
CeilingFans
Parking
PavedTwoOrMoreSpacesGarage
Flooring
Carpet, LuxuryVinyl, Varies
Roof
Flat
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13421

MetricThis ZIPCountyUSA
Population14,81119,351,094299,088,112
Population Change Since1990-1.00%8.00%20.00%
Population Density354395
Male7,1769,381,926147,432,321
Female7,6349,969,168151,655,844
Never Married3,2244,946,39163,775,926
Married6,2557,166,701123,120,365
Separated5061,159,67312,639,686
Widowed8491,110,24515,467,586
Divorced1,2161,210,44823,075,029
Number Of House Hold5,6147,102,016111,826,380
Average House Hold Size2.622.642.60
Medial Age37.3536.5335.46
Median House Hold Income$41,521$49,847$48,276
Average House Hold Income$49,212$70,032$63,629
P C I$18,880$26,569$24,529
M D I$36,217$42,210$41,133
A T H E$43,230$54,185$50,898
S T R8.00%4.00%
W C J80.78%81.55%77.74%
(Zip) Code
13421

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/9/2025. Provided courtesy of Hunt Real Estate ERA via Buffalo MLS. Information deemed reliable but not guaranteed.