$589,000
About this home
PRIVATE WITH LAKE RIGHTS! Just 6 miles from Cooperstown, this unique 3-bedroom, 2-bath chalet overlooks Otsego Lake and sits on 0.93 acres. The property includes a detached 3-bay, 2-story garage with its own septic, electric, balcony with lake views, and a separate tax parcel (#69.44-1-2.00) on 0.62 acres. Above the garage is an unfinished 1–2 bedroom apartment—perfect for future rental or guest space. Originally a 1940s camp, the main house has been expanded over the years and now features multiple levels of living space and ample storage. The spacious eat-in kitchen steps down into a cozy living room with a wood-burning fireplace that efficiently heats the home, supplemented by electric baseboard heat. The primary suite includes a private bathroom, balcony, and a spiral staircase leading to the first floor. Two additional bedrooms and a family room provide flexible living space. Outside, you'll find a large lower lawn area along State Hwy 80 (0.32 acres)—perfect for storing lake gear. The shed includes a caged section ideal for pets, chickens, or equipment. Plenty of parking! Deeded lake rights to Otsego Lake are just a short walk away! Live in one unit and rent the other, or turn both into income-producing properties with minimal effort. Additional lots are available for purchase.
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.
- Real estate (PITI + HOA + PMI)
- $5,178
- Utilities
- $1,253
- Transportation
- $0
- Other (entertainment)
- $133
Quick facts
At a glance
Home features
Lot features
Rectangular, RectangularLot
Neighborhood — 13326
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 3,810 | 19,351,094 | 299,088,112 |
| Population Change Since1990 | -5.00% | 8.00% | 20.00% |
| Population Density | 36 | 395 | — |
| Male | 1,799 | 9,381,926 | 147,432,321 |
| Female | 2,011 | 9,969,168 | 151,655,844 |
| Never Married | 765 | 4,946,391 | 63,775,926 |
| Married | 1,634 | 7,166,701 | 123,120,365 |
| Separated | 208 | 1,159,673 | 12,639,686 |
| Widowed | 316 | 1,110,245 | 15,467,586 |
| Divorced | 322 | 1,210,448 | 23,075,029 |
| Number Of House Hold | 1,527 | 7,102,016 | 111,826,380 |
| Average House Hold Size | 2.38 | 2.64 | 2.60 |
| Medial Age | 43.47 | 36.53 | 35.46 |
| Median House Hold Income | $40,416 | $49,847 | $48,276 |
| Average House Hold Income | $59,358 | $70,032 | $63,629 |
| P C I | $25,254 | $26,569 | $24,529 |
| M D I | $35,279 | $42,210 | $41,133 |
| A T H E | $49,029 | $54,185 | $50,898 |
| S T R | 8.00% | 4.00% | — |
| W C J | 84.71% | 81.55% | 77.74% |
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
Open in Google Maps →Listing information last refreshed 8/9/2025. Provided courtesy of Keller Williams Upstate NY Properties via Buffalo MLS. Information deemed reliable but not guaranteed.