CCertihomes
3897 Highland Road, Cortlandville, NY 13045

$124,900

2 beds 1 baths 1,300 sqft Built 19503 days on marketActive

About this home

Charming Ranch in Homer Schools – Endless Potential! Discover this 2–3 bedroom ranch brimming with character and possibilities. Cozy up by the stunning stone fireplace in the spacious living room. Enjoy meals in the formal dining room—or easily convert it into a roomy primary bedroom to suit your needs. The large, private backyard offers a peaceful retreat with a patio and garden, perfect for relaxing or entertaining. A 2+ car detached garage provides plenty of space for vehicles, storage, or a workshop. Priced to reflect needed repairs—ideal for cash buyers or those with a construction loan. Bring your vision and make this home your own. Opportunities like this don’t come often—schedule your showing today!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,058/mo

Real estate (PITI + HOA + PMI)
$1,469
Principal + interest$801
Property tax + insurance$621
PMI / 2nd mortgage$47
Utilities
$1,084
Heating + cooling$390
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$2,058/mo TLC
Budget$5,000/mo
Remaining after TLC$2,942/mo
Purchase price
$124,900
Down payment
$6,245 (5%)
Loan amount
$118,655
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
1950
Lot size
0.8041 ac
Stories
1
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$5,454
MLS #
S1629365
County
Cortland

At a glance

Fireplace
Basement
Garage (2)

Home features

Appliances
SeeRemarksWaterHeater
Interior
SeparateFormalDiningRoomEntranceFoyerSeparateFormalLivingRoomBedroomOnMainLevelConvertibleBedroom
Exterior
BlacktopDrivewayPatio
Parking
DetachedElectricityGarageStorageWorkshopInGarage
Flooring
Laminate, Other, SeeRemarks, Varies, Vinyl
Roof
Asphalt, Shingle
Sewer
SepticTank

Lot features

NearPublicTransit, Rectangular, RectangularLot

Schools

Elementary
Homer Elementary
Middle
Homer Junior High
High
Homer Senior High

Neighborhood — 13045

MetricThis ZIPCountyUSA
Population28,78519,351,094299,088,112
Population Change Since1990-3.00%8.00%20.00%
Population Density273395
Male13,7149,381,926147,432,321
Female15,0709,969,168151,655,844
Never Married9,0554,946,39163,775,926
Married9,6337,166,701123,120,365
Separated1,8741,159,67312,639,686
Widowed1,7491,110,24515,467,586
Divorced2,1291,210,44823,075,029
Number Of House Hold10,1437,102,016111,826,380
Average House Hold Size2.512.642.60
Medial Age31.8336.5335.46
Median House Hold Income$34,625$49,847$48,276
Average House Hold Income$44,673$70,032$63,629
P C I$16,699$26,569$24,529
M D I$30,687$42,210$41,133
A T H E$40,548$54,185$50,898
S T R8.00%4.00%
W C J78.84%81.55%77.74%
(Zip) Code
13045

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 8/9/2025. Provided courtesy of Berkshire Hathaway CNY Realty via Buffalo MLS. Information deemed reliable but not guaranteed.