CCertihomes
246 W 5th Street, Oswego, NY 13126

$219,000

3 beds 2 baths 928 sqft Built 19105 days on marketActive

About this home

Totally Renovated 3-Bedroom Beauty – Move-In Ready! ***Welcome to your dream home right in the heart of the city! This stunningly total renovated 3-bedroom, 2 full bath home is the perfect blend of modern upgrades and classic charm. From the moment you walk in, you’ll feel like you’re stepping into a brand new house! Be ready to be wowed by the brand new oak staircase — a true showpiece that adds warmth and sophistication. The open-concept layout offers a bright, airy feel, updated lighting, and high-end finishes with exquisite hand crafted woodworking adding a touch of class. The kitchen and bathrooms have been completely remodeled, offering sleek fixtures, and plenty of space for everyday living or entertaining. Enjoy your morning coffee or summer barbecues on the brand new 16 X 16 deck, overlooking a fully brand new 8’ high private fenced-in backyard — perfect for pets, play, or peaceful evenings under the stars. Other:  All new flooring and mechanicals Energy-efficient brand new windows and doors throughout  Turn-key ready – just move in and unpack! Located in a desirable neighborhood, close to schools, shopping, and parks. Don’t miss your chance to own this like-new home — schedule your private tour today and fall in love!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,394/mo

Real estate (PITI + HOA + PMI)
$1,927
Principal + interest$1,405
Property tax + insurance$440
PMI / 2nd mortgage$82
Utilities
$888
Heating + cooling$281
Internet + TV + phone$160
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$160
$2,394/mo TLC
Budget$5,000/mo
Remaining after TLC$2,606/mo
Purchase price
$219,000
Down payment
$10,950 (5%)
Loan amount
$208,050
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
HistoricAntique
Year built
1910
Lot size
0.0643 ac
Stories
0
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$2,476
MLS #
S1629445
County
Oswego

At a glance

Basement

Home features

Appliances
DishwasherElectricWaterHeaterGasOvenGasRangeGasWaterHeaterRefrigerator
Interior
CeilingFansEatInKitchenKitchenIslandOtherSeeRemarks
Exterior
BlacktopDrivewayDeckFullyFenced
Parking
NoGarage
Flooring
Carpet, LuxuryVinyl, Other, SeeRemarks, Varies
Roof
Asphalt, Shingle
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13126

MetricThis ZIPCountyUSA
Population27,18619,351,094299,088,112
Population Change Since1990-4.00%8.00%20.00%
Population Density273395
Male12,9889,381,926147,432,321
Female14,1999,969,168151,655,844
Never Married7,2134,946,39163,775,926
Married9,9187,166,701123,120,365
Separated1,9721,159,67312,639,686
Widowed1,7451,110,24515,467,586
Divorced1,8741,210,44823,075,029
Number Of House Hold9,7537,102,016111,826,380
Average House Hold Size2.582.642.60
Medial Age34.2536.5335.46
Median House Hold Income$34,693$49,847$48,276
Average House Hold Income$46,097$70,032$63,629
P C I$17,934$26,569$24,529
M D I$30,665$42,210$41,133
A T H E$41,368$54,185$50,898
S T R8.00%4.00%
W C J78.88%81.55%77.74%
(Zip) Code
13126

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 8/9/2025. Provided courtesy of Century 21 Galloway Realty via Buffalo MLS. Information deemed reliable but not guaranteed.