CCertihomes
3040 W Lake Road, Cazenovia, NY 13035

$995,000

4 beds 5 baths 4,082 sqft Built 19886 days on marketActive

About this home

This truly remarkable home "has it all.' Four bedrooms, one on first floor that was used as a craft room, but has carpeting, plenty of light, window seat and great closet space. You will love the custom cherry kitchen with granite countertops, breakfast bar, high-end stainless-steel appliances and THREE pantries. Two walk-ins, one with huge shelves for storage. Travel past the kitchen to the right & find a newly remodeled half-bath, newly painted laundry room and a mudroom area with closets galore for coats and other storage, as well as a space for extra refrigerator or box freezer. Step down from the left of kitchen to a cozy family room with gas fireplace and cherry cabinets built by the current owner. Go out the sliding glass doors to an endless freshly power-washed deck w/built in benches overlooking a large beautiful, wooded back yard. The home boasts a Berber carpeted home office with more great built-in cabinets. There is a formal dining room off the back of the kitchen w/oval top built ins, a wet bar with new faucet and a gorgeous antique chandelier that STAYS w/the home. Leave the dining room & travel through the entry hall to a huge living entertaining area w/parlor overlooking the front lawn. Down a stair or two and you are in the magnificent, vaulted ceiling "Cazenovia Room." Sun floods in from three sets of sliding windows with transoms above. Down two more steps left of the Cazenovia Room is a "changing area" including newly refinished half bath. Then, leave through a door out to the pool patio to rest & relax at an umbrellaed outdoor table & chairs. Travel upstairs and left & you will find a primary suite second to none. It includes a very large primary ensuite w/full-sized jacuzzi tub and balcony overlooking the back yard. Morning coffee or tea anyone? Custom closet w/scads of built ins & make-up room round-out the primary suite. Upstairs also includes a hallway full bath and two more bedrooms, one is ensuite w/shower. Oversized 2 car garage w/ "wood shop" off the back. Custom cabinets. Finally, walk to the Lake access docks at the end of Overlook Terrance and jump in your boat for a fun sunset Lake cruise.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$8,231/mo

Real estate (PITI + HOA + PMI)
$7,304
Principal + interest$4,513
Property tax + insurance$2,418
PMI / 2nd mortgage$373
Utilities
$2,390
Heating + cooling$1,032
Internet + TV + phone$160
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$160
$8,231/mo TLC
Budget$8,731/mo
Remaining after TLC$500/mo
Purchase price
$995,000
Down payment
$49,750 (5%)
Loan amount
$945,250
APR
4%

Quick facts

Type
SingleFamilyResidence
Style
Colonial, Craftsman, TwoStory
Year built
1988
Lot size
0.91 ac
Stories
2
Heating
Gas, Zoned, ForcedAir
Cooling
Zoned, AtticFan, CentralAir
Water
Well
HOA
Annual tax
$16,323
MLS #
S1629412
County
Madison

At a glance

Air conditioning
Fireplace
Basement
Garage (2)

Home features

Appliances
BuiltInRangeBuiltInOvenBuiltInRefrigeratorConvectionOvenDoubleOvenDishwasherExhaustFanGasCooktopDisposalOilWaterHeaterRangeHoodSeeRemarksWaterPurifierOwned
Interior
WetBarBreakfastBarCeilingFansCathedralCeilingsDenSeparateFormalDiningRoomEntranceFoyerFrenchDoorsAtriumDoorsGraniteCountersGreatRoomHomeOfficeKitchenIslandOtherPantrySeeRemarksSlidingGlassDoorsSolidSurfaceCountersWalkInPantryNaturalWoodworkBedroomOnMainLevelBathInPrimaryBedroom
Exterior
BlacktopDriveway
Parking
AttachedGarageHeatedGarageStorageWorkshopInGarage
Flooring
CeramicTile, Hardwood, LuxuryVinyl, Tile, Varies
Roof
Architectural, Shingle
Sewer
SepticTank

Lot features

IrregularLot, Wooded

Schools

Elementary
Burton Street Elementary
Middle
Cazenovia Middle
High
Cazenovia High

Neighborhood — 13035

MetricThis ZIPCountyUSA
Population6,26919,351,094299,088,112
Population Change Since1990-2.00%8.00%20.00%
Population Density82395
Male2,9469,381,926147,432,321
Female3,3239,969,168151,655,844
Never Married1,1984,946,39163,775,926
Married2,8427,166,701123,120,365
Separated5251,159,67312,639,686
Widowed3051,110,24515,467,586
Divorced2991,210,44823,075,029
Number Of House Hold2,1407,102,016111,826,380
Average House Hold Size2.642.642.60
Medial Age38.2836.5335.46
Median House Hold Income$57,234$49,847$48,276
Average House Hold Income$82,795$70,032$63,629
P C I$29,014$26,569$24,529
M D I$47,816$42,210$41,133
A T H E$61,230$54,185$50,898
S T R8.00%4.00%
W C J81.47%81.55%77.74%
(Zip) Code
13035

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/9/2025. Provided courtesy of Oak Tree Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.