CCertihomes
6382 E Lake Road, Owasco, NY 13021

$444,995

3 beds 3 baths 1,824 sqft Built 20047 days on marketActive

About this home

This 1, 824 square foot ranch, built in 2004, sits on 1.1 acres and offers comfortable, single-level living in a desirable location just steps from the Owasco Lake Yacht Club. Inside, you’ll find an open floor plan with hardwood floors in the living room, kitchen, and dining area. The living room also features a cozy gas fireplace--perfect for cooler evenings. The kitchen includes granite countertops, an island with seating, and all appliances are included. Sliding glass doors off the dining area lead to a large deck—perfect for relaxing or entertaining. The layout offers privacy with the primary bedroom suite, including a full bath, on one side of the home, and two additional bedrooms with a second full bath on the other. There’s also a first-floor laundry room with a convenient half bath. Other highlights include central air, public water and sewer, and a spacious attached two-car garage. This home offers the perfect balance of comfort, space, function and location! For more info on Owasco Yacht Club and membership fees, go to owascoyachtclub.com

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$4,867/mo

Real estate (PITI + HOA + PMI)
$4,371
Principal + interest$2,855
Property tax + insurance$1,349
PMI / 2nd mortgage$167
Utilities
$1,136
Heating + cooling$415
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$140
$4,867/mo TLC
Budget$5,367/mo
Remaining after TLC$500/mo
Purchase price
$444,995
Down payment
$22,250 (5%)
Loan amount
$422,745
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
2004
Lot size
1.1 ac
Stories
1
Heating
Gas, ForcedAir
Cooling
CentralAir
Water
Connected, Public
HOA
Annual tax
$10,512
MLS #
R1627321
County
Cayuga

At a glance

Air conditioning
Fireplace
Basement
Garage (2)

Home features

Appliances
DryerDishwasherDisposalGasOvenGasRangeGasWaterHeaterRefrigeratorWasher
Interior
CeilingFansGraniteCountersKitchenIslandLivingDiningRoomSlidingGlassDoorsMainLevelPrimaryPrimarySuite
Exterior
BlacktopDrivewayDeck
Parking
AttachedGarage
Flooring
Carpet, Hardwood, Tile, Varies
Roof
Asphalt
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Schools

Elementary
Owasco Elementary
Middle
Auburn Junior High
High
Auburn High

Neighborhood — 13021

MetricThis ZIPCountyUSA
Population38,12019,351,094299,088,112
Population Change Since1990-10.00%8.00%20.00%
Population Density321395
Male18,9559,381,926147,432,321
Female19,1659,969,168151,655,844
Never Married8,7074,946,39163,775,926
Married14,7257,166,701123,120,365
Separated2,3501,159,67312,639,686
Widowed3,0941,110,24515,467,586
Divorced2,8871,210,44823,075,029
Number Of House Hold14,3167,102,016111,826,380
Average House Hold Size2.502.642.60
Medial Age38.7836.5335.46
Median House Hold Income$39,327$49,847$48,276
Average House Hold Income$51,129$70,032$63,629
P C I$20,402$26,569$24,529
M D I$34,354$42,210$41,133
A T H E$44,195$54,185$50,898
S T R8.00%4.00%
W C J78.71%81.55%77.74%
(Zip) Code
13021

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/9/2025. Provided courtesy of Riordan Realty via Buffalo MLS. Information deemed reliable but not guaranteed.