CCertihomes
78 Silver Street, Norwich, NY 13815

$154,900

3 beds 2 baths 1,598 sqft Built 18902 days on marketActive

About this home

Inviting inside and out! Filled with natural light, this 3-bedroom, 1.5-bath home features a spacious first-floor living area with warm hardwood floors and an updated, easy-to-work-in kitchen. Upstairs, you’ll find three generously sized bedrooms and a modern full bath. Perfectly situated on a double lot, the property offers an extra-large fenced-in yard—ideal for pets, play, or entertaining outdoors.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,183/mo

Real estate (PITI + HOA + PMI)
$1,585
Principal + interest$994
Property tax + insurance$533
PMI / 2nd mortgage$58
Utilities
$1,119
Heating + cooling$405
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$2,183/mo TLC
Budget$5,000/mo
Remaining after TLC$2,817/mo
Purchase price
$154,900
Down payment
$7,745 (5%)
Loan amount
$147,155
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1890
Lot size
0.16 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$3,921
MLS #
R1629424
County
Chenango

At a glance

Basement
Garage (1)

Home features

Appliances
DryerDishwasherGasOvenGasRangeGasWaterHeaterMicrowaveRefrigeratorWasher
Interior
SeparateFormalDiningRoom
Exterior
BlacktopDrivewayDeck
Parking
DetachedGarage
Flooring
Hardwood, Varies, Vinyl
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13815

MetricThis ZIPCountyUSA
Population10,03219,351,094299,088,112
Population Change Since1990-8.00%8.00%20.00%
Population Density91395
Male4,6009,381,926147,432,321
Female5,4319,969,168151,655,844
Never Married2,1084,946,39163,775,926
Married3,6917,166,701123,120,365
Separated6071,159,67312,639,686
Widowed9141,110,24515,467,586
Divorced9721,210,44823,075,029
Number Of House Hold3,8737,102,016111,826,380
Average House Hold Size2.432.642.60
Medial Age39.5536.5335.46
Median House Hold Income$33,735$49,847$48,276
Average House Hold Income$48,728$70,032$63,629
P C I$20,017$26,569$24,529
M D I$29,853$42,210$41,133
A T H E$42,898$54,185$50,898
S T R8.00%4.00%
W C J85.30%81.55%77.74%
(Zip) Code
13815

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/10/2025. Provided courtesy of Keller Williams Upstate NY Properties via Buffalo MLS. Information deemed reliable but not guaranteed.