4 Franklin Street, Oxford, NY 13778
$92,900
2 beds 2 baths 1,525 sqft Built 19001 days on marketActive
About this home
Sitting up high and proud! This older home is up on a knoll looking over a quiet village street. This home has 2 bedrooms and 1.5 baths (could easily be 2 full). House needs some TLC but newer roof (2 y/o). New water heater and newer appliances. Walking distance to all village amenities.
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.
Your estimated payment
$1,567/mo
- Real estate (PITI + HOA + PMI)
- $963
- Utilities
- $1,085
- Transportation
- $0
- Other (entertainment)
- $143
Principal + interest$596
Property tax + insurance$332
PMI / 2nd mortgage$35
Heating + cooling$388
Internet + TV + phone$143
Water + sewer + garbage$58
Budget$5,000/mo
Remaining after TLC$3,433/mo
Purchase price
$92,900
Down payment
$4,645 (5%)
Loan amount
$88,255
APR
7.15%
Quick facts
Type
SingleFamilyResidence
Style
TwoStory
Year built
1900
Lot size
0.2726 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
—
Water
Connected, Public
HOA
—
Annual tax
$2,212
MLS #
R1629529
County
Chenango
At a glance
Basement
Home features
Appliances
DryerFreeStandingRangeGasWaterHeaterOvenRefrigeratorWasher
Interior
SeparateFormalDiningRoomEatInKitchen
Exterior
GravelDriveway
Parking
NoGarage
Flooring
Carpet, Hardwood, Varies, Vinyl
Roof
Asphalt, Shingle
Sewer
Connected
Lot features
Rectangular, RectangularLot, ResidentialLot
Neighborhood — 13778
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 3,913 | 19,351,094 | 299,088,112 |
| Population Change Since1990 | -4.00% | 8.00% | 20.00% |
| Population Density | 44 | 395 | — |
| Male | 1,942 | 9,381,926 | 147,432,321 |
| Female | 1,970 | 9,969,168 | 151,655,844 |
| Never Married | 735 | 4,946,391 | 63,775,926 |
| Married | 1,726 | 7,166,701 | 123,120,365 |
| Separated | 148 | 1,159,673 | 12,639,686 |
| Widowed | 223 | 1,110,245 | 15,467,586 |
| Divorced | 386 | 1,210,448 | 23,075,029 |
| Number Of House Hold | 1,466 | 7,102,016 | 111,826,380 |
| Average House Hold Size | 2.66 | 2.64 | 2.60 |
| Medial Age | 39.32 | 36.53 | 35.46 |
| Median House Hold Income | $40,299 | $49,847 | $48,276 |
| Average House Hold Income | $47,016 | $70,032 | $63,629 |
| P C I | $17,701 | $26,569 | $24,529 |
| M D I | $35,098 | $42,210 | $41,133 |
| A T H E | $41,999 | $54,185 | $50,898 |
| S T R | 8.00% | 4.00% | — |
| W C J | 92.15% | 81.55% | 77.74% |
(Zip) Code
13778
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
Open in Google Maps →Listing information last refreshed 8/10/2025. Provided courtesy of Northeast Realty Chenango County LLC via Buffalo MLS. Information deemed reliable but not guaranteed.