CCertihomes
11734 Kelly Hill Road, Caton, NY 14871

$295,000

3 beds 2 baths 1,600 sqft Built 19871 days on marketActive

About this home

Your Private Hilltop Retreat Awaits! Escape to your dream oasis perched atop a serene hill, where tranquility and natural beauty surround you. This stunning 3-bedroom, 2-full-bath home offers the perfect blend of comfort and charm. Unwind in the airy three-season room, host gatherings on the spacious back deck, or sip morning coffee on the inviting front porch with breathtaking views of lush landscaping. Key Features: Spacious & Modern: Bright, open living spaces with plenty of natural light. Finished Basement: 300 sqft of versatile, finished space with 8ft ceilings, a walkout exit, ample storage, and a dedicated workshop area. This home has three heat sources for all weather situations and a backup generator hookup with switch panel. Outdoor Paradise: Enjoy a shaded pavilion perfect for entertaining, surrounded by abundant wildlife and serene privacy. Heated Two-Car Garage: Convenience and comfort year-round. Move-In Ready: Well-maintained with thoughtful details throughout. This hilltop gem offers the peaceful lifestyle you’ve been dreaming of, with every amenity to make it your forever home. Schedule a showing today and experience the magic of this private retreat!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,416/mo

Real estate (PITI + HOA + PMI)
$2,855
Principal + interest$1,893
Property tax + insurance$851
PMI / 2nd mortgage$111
Utilities
$1,161
Heating + cooling$431
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$3,416/mo TLC
Budget$5,000/mo
Remaining after TLC$1,584/mo
Purchase price
$295,000
Down payment
$14,750 (5%)
Loan amount
$280,250
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
1987
Lot size
9.75 ac
Stories
1
Heating
Electric, Oil, Wood, Baseboard, ForcedAir, MultipleHeatingUnits
Cooling
Water
Well
HOA
Annual tax
$6,235
MLS #
R1629451
County
Steuben

At a glance

Basement
Garage (2)

Home features

Appliances
DishwasherElectricWaterHeaterGasOvenGasRangeRefrigerator
Interior
SeparateFormalDiningRoomMainLevelPrimaryPrimarySuite
Exterior
DeckGravelDriveway
Community
TrailsPaths
Parking
DetachedGarage
Flooring
CeramicTile, LuxuryVinyl, Varies
Sewer
SepticTank

Lot features

IrregularLot, RuralLot

Neighborhood — 14871

MetricThis ZIPCountyUSA
Population4,79019,351,094299,088,112
Population Change Since1990-6.00%8.00%20.00%
Population Density86395
Male2,7909,381,926147,432,321
Female2,0009,969,168151,655,844
Never Married1,1654,946,39163,775,926
Married2,1257,166,701123,120,365
Separated3181,159,67312,639,686
Widowed1631,110,24515,467,586
Divorced3351,210,44823,075,029
Number Of House Hold1,4387,102,016111,826,380
Average House Hold Size2.692.642.60
Medial Age38.1736.5335.46
Median House Hold Income$51,085$49,847$48,276
Average House Hold Income$67,103$70,032$63,629
P C I$23,101$26,569$24,529
M D I$43,374$42,210$41,133
A T H E$53,430$54,185$50,898
S T R8.00%4.00%
W C J80.41%81.55%77.74%
(Zip) Code
14871

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 8/10/2025. Provided courtesy of Signature Properties Corning via Buffalo MLS. Information deemed reliable but not guaranteed.

11734 Kelly Hill Road · Caton — $295,000 · Certihomes