CCertihomes
913 W 1st Street, Elmira, NY 14905

$129,000

2 beds 2 baths 1,016 sqft Built 19402 days on marketActive

About this home

Charming 2 Bedroom, 2 Bath Cape Cod with Modern Updates and Fenced Yard! Welcome to this beautifully maintained Cape Cod featuring 2 spacious bedrooms and 2 full bathrooms. This home offers a perfect blend of classic charm and modern updates, including a brand new upper-level bathroom, newer roof, and newer siding—giving you peace of mind and great curb appeal. Enjoy outdoor living in the fully fenced-in yard, ideal for pets, play, or entertaining guests. Inside, the layout is cozy yet functional, offering plenty of natural light and comfortable living spaces. This home is move-in ready and waiting for you!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,636/mo

Real estate (PITI + HOA + PMI)
$1,163
Principal + interest$828
Property tax + insurance$287
PMI / 2nd mortgage$48
Utilities
$859
Heating + cooling$280
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,636/mo TLC
Budget$5,000/mo
Remaining after TLC$3,364/mo
Purchase price
$129,000
Down payment
$6,450 (5%)
Loan amount
$122,550
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
CapeCod
Year built
1940
Lot size
0.1564 ac
Stories
0
Heating
Gas, HotWater
Cooling
Water
Connected, Public
HOA
Annual tax
$1,562
MLS #
R1629599
County
Chemung

At a glance

Basement
Garage (1)

Home features

Appliances
GasOvenGasRangeGasWaterHeater
Interior
EatInKitchen
Exterior
BlacktopDriveway
Parking
DetachedGarageSharedDriveway
Flooring
Hardwood, Laminate, Varies
Sewer
Connected

Lot features

Rectangular, RectangularLot

Neighborhood — 14905

MetricThis ZIPCountyUSA
Population7,44219,351,094299,088,112
Population Change Since1990-8.00%8.00%20.00%
Population Density1,735395
Male4,4329,381,926147,432,321
Female3,0119,969,168151,655,844
Never Married2,5364,946,39163,775,926
Married2,3397,166,701123,120,365
Separated5541,159,67312,639,686
Widowed4031,110,24515,467,586
Divorced5591,210,44823,075,029
Number Of House Hold2,2967,102,016111,826,380
Average House Hold Size2.432.642.60
Medial Age35.5336.5335.46
Median House Hold Income$44,817$49,847$48,276
Average House Hold Income$58,241$70,032$63,629
P C I$24,426$26,569$24,529
M D I$38,892$42,210$41,133
A T H E$48,308$54,185$50,898
S T R8.00%4.00%
W C J85.61%81.55%77.74%
(Zip) Code
14905

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/10/2025. Provided courtesy of Keller Williams Realty Southern Tier & Finger Lakes via Buffalo MLS. Information deemed reliable but not guaranteed.