CCertihomes
374 Pennsylvania Avenue, Elmira City, NY 14904

$75,000

3 beds 1 baths 1,406 sqft Built 19000 days on marketActive

About this home

Looking for an affordable three bedroom home with a fenced in yard and located centrally to everything? A lot of potential here to make this home your own- newer boiler, windows, and tastefully done bedroom are some of the updates. The other 2 bedrooms are ready and waiting to be finished off to your liking. There are a lot of possibilities with this one.. the perfect starter home is calling you to come to take a look!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$25,803/mo

Real estate (PITI + HOA + PMI)
$25,215
Principal + interest$481
Property tax + insurance$24,706
PMI / 2nd mortgage$28
Utilities
$1,049
Heating + cooling$375
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$25,803/mo TLC
Budget$26,303/mo
Remaining after TLC$500/mo
Purchase price
$75,000
Down payment
$3,750 (5%)
Loan amount
$71,250
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1900
Lot size
0.1028 ac
Stories
2
Heating
Gas, Baseboard, HotWater
Cooling
Water
Connected, Public
HOA
Annual tax
$294,946
MLS #
R1629611
County
Chemung

At a glance

Basement

Home features

Appliances
GasWaterHeaterRefrigerator
Interior
SeparateFormalDiningRoomEntranceFoyer
Parking
NoGarageDriveway
Flooring
Hardwood, LuxuryVinyl, Varies
Sewer
Connected

Lot features

CornerLot, Rectangular, RectangularLot

Neighborhood — 14904

MetricThis ZIPCountyUSA
Population11,94419,351,094299,088,112
Population Change Since1990-13.00%8.00%20.00%
Population Density2,198395
Male5,6529,381,926147,432,321
Female6,2929,969,168151,655,844
Never Married2,6984,946,39163,775,926
Married4,2197,166,701123,120,365
Separated4691,159,67312,639,686
Widowed6931,110,24515,467,586
Divorced1,2471,210,44823,075,029
Number Of House Hold4,5027,102,016111,826,380
Average House Hold Size2.642.642.60
Medial Age34.8736.5335.46
Median House Hold Income$34,773$49,847$48,276
Average House Hold Income$41,040$70,032$63,629
P C I$15,691$26,569$24,529
M D I$30,790$42,210$41,133
A T H E$38,420$54,185$50,898
S T R8.00%4.00%
W C J77.96%81.55%77.74%
(Zip) Code
14904

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/11/2025. Provided courtesy of Keller Williams Realty Southern Tier & Finger Lakes via Buffalo MLS. Information deemed reliable but not guaranteed.