CCertihomes
145 Saint Andrews Drive, Horseheads, NY 14845

$436,000

4 beds 4 baths 2,083 sqft Built 20042 days on marketActive

About this home

Luxurious 2-Story Home in Desirable Highland Hills Subdivison Precisely Located on a Corner Lot. This Contemporary 4 Bedroom 3.5 Bath Offers Exceptional Space on all 3 Levels. Main Level Features Opening Con Living Areas including the 2022 Addition of the Formal Living Room! The Kitchen is Adorned with Beautiful Cabinetry and Newer Granite Countertops Featuring an Island for Additional Seating or More Counter Space! Upstairs Enjoy the Convenience of 2nd Floor Laundry and a Spacious Entryway to the Bedrooms. A Palatial Owner's Suite Features Trayed Ceilings, 2 Walk in Closets, & Private Bath. Two Other Sizeable Bedrooms with Shared Jack & Jill Bath Finish Out the Second Floor. Spread Out and Enjoy Over 1000 sq. ft. in the Finished Basement area which includes the 4th bedroom, a full bath and large living space. Take in the rays of sunshine from the semi-secluded rear stone patio & delight in your new home!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$4,831/mo

Real estate (PITI + HOA + PMI)
$4,284
Principal + interest$2,798
Property tax + insurance$1,322
PMI / 2nd mortgage$164
Utilities
$1,239
Heating + cooling$470
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$4,831/mo TLC
Budget$5,331/mo
Remaining after TLC$500/mo
Purchase price
$436,000
Down payment
$21,800 (5%)
Loan amount
$414,200
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
2004
Lot size
0.29 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
CentralAir
Water
Connected, Public
HOA
Annual tax
$10,149
MLS #
R1629714
County
Chemung

At a glance

Air conditioning
Fireplace
Basement
Garage (2)

Home features

Appliances
DryerGasWaterHeaterRefrigeratorWasher
Interior
CeilingFansSeparateFormalLivingRoomGraniteCountersPantryBathInPrimaryBedroom
Exterior
BlacktopDrivewayPatio
Parking
AttachedGarageGarageDoorOpener
Flooring
Carpet, Hardwood, Varies
Roof
Architectural, Shingle
Sewer
Connected

Lot features

CornerLot, IrregularLot, ResidentialLot

Neighborhood — 14845

MetricThis ZIPCountyUSA
Population16,89719,351,094299,088,112
Population Change Since1990-2.00%8.00%20.00%
Population Density198395
Male7,9059,381,926147,432,321
Female8,9929,969,168151,655,844
Never Married2,7044,946,39163,775,926
Married8,1017,166,701123,120,365
Separated8141,159,67312,639,686
Widowed9591,110,24515,467,586
Divorced1,2111,210,44823,075,029
Number Of House Hold6,2307,102,016111,826,380
Average House Hold Size2.622.642.60
Medial Age41.8036.5335.46
Median House Hold Income$50,489$49,847$48,276
Average House Hold Income$59,392$70,032$63,629
P C I$22,551$26,569$24,529
M D I$42,471$42,210$41,133
A T H E$48,999$54,185$50,898
S T R8.00%4.00%
W C J76.09%81.55%77.74%
(Zip) Code
14845

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/11/2025. Provided courtesy of Warren Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.