CCertihomes
102 Ralston Street, Theresa, NY 13691

$250,000

3 beds 2 baths 1,337 sqft Built 18304 days on marketActive

About this home

Welcome home to 102 Ralston Street, a charming move-in–ready residence nestled in the heart of the village of Theresa. Priced at $250, 000, this well-appointed home offers the perfect blend of small-town allure and modern convenience. The inviting main level offers a seamless flow from the kitchen to the formal dining room and into the large living area — perfect for entertaining or relaxing at the end of the day. A convenient half bath on the main floor makes hosting guests a breeze. Upstairs, you’ll find three comfortable bedrooms, a full bath, and laundry space right where you need it (no basement treks here ??). Located in the Indian River School District and just 15 minutes to Fort Drum, this home blends comfort, convenience, and location — making it the perfect place to start your next chapter. Schedule your showing today!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,709/mo

Real estate (PITI + HOA + PMI)
$2,170
Principal + interest$1,604
Property tax + insurance$472
PMI / 2nd mortgage$94
Utilities
$1,089
Heating + cooling$398
Internet + TV + phone$127
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$127
$2,709/mo TLC
Budget$5,000/mo
Remaining after TLC$2,291/mo
Purchase price
$250,000
Down payment
$12,500 (5%)
Loan amount
$237,500
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Traditional
Year built
1830
Lot size
0.2485 ac
Stories
2
Heating
Propane, HotWater
Cooling
Water
Connected, Public
HOA
Annual tax
$2,300
MLS #
S1629730
County
Jefferson

At a glance

Basement

Home features

Appliances
DishwasherElectricOvenElectricRangePropaneWaterHeaterRefrigerator
Interior
SeparateFormalDiningRoomCountryKitchen
Exterior
GravelDrivewayPropaneTankLeased
Parking
NoGarage
Flooring
Laminate, Varies, Vinyl
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13691

MetricThis ZIPCountyUSA
Population4,03819,351,094299,088,112
Population Change Since199012.00%8.00%20.00%
Population Density53395
Male2,0709,381,926147,432,321
Female1,9689,969,168151,655,844
Never Married7454,946,39163,775,926
Married1,7577,166,701123,120,365
Separated1501,159,67312,639,686
Widowed1371,110,24515,467,586
Divorced2681,210,44823,075,029
Number Of House Hold1,3377,102,016111,826,380
Average House Hold Size3.012.642.60
Medial Age31.7836.5335.46
Median House Hold Income$40,679$49,847$48,276
Average House Hold Income$46,099$70,032$63,629
P C I$15,384$26,569$24,529
M D I$35,487$42,210$41,133
A T H E$41,467$54,185$50,898
S T R7.75%4.00%
W C J78.43%81.55%77.74%
(Zip) Code
13691

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 8/11/2025. Provided courtesy of Lake Ontario Realty, LLC via Buffalo MLS. Information deemed reliable but not guaranteed.