CCertihomes
1321 College Avenue, Elmira City, NY 14903

$199,999

0 beds 0 baths 3,238 sqft Built 19692 days on marketActive

About this home

GREAT LOCATIONFOR SALE. Formerly the Sand Dollar Bar. This 3, 238 square feet. building is located on a very busy part of College Ave. Close to Lecom, Hilliard, Arnot Hospital and downtown. Large room with vaulted ceiling was added to the original business. Come see for yourself the possibilities. Owner financing available. Property to be sold as-is.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,393/mo

Real estate (PITI + HOA + PMI)
$2,409
Principal + interest$1,283
Property tax + insurance$1,051
PMI / 2nd mortgage$75
Utilities
$1,935
Heating + cooling$818
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$3,393/mo TLC
Budget$5,000/mo
Remaining after TLC$1,607/mo
Purchase price
$199,999
Down payment
$10,000 (5%)
Loan amount
$189,999
APR
7.15%

Quick facts

Type
COM
Style
Year built
1969
Lot size
0.21 ac
Stories
1
Heating
Gas, ForcedAir
Cooling
CentralAir
Water
Public
HOA
Annual tax
$8,831
MLS #
R1629718
County
Chemung

At a glance

Air conditioning
Basement

Home features

Roof
Shingle
Sewer
PublicSewer

Lot features

IrregularLot

Neighborhood — 14903

MetricThis ZIPCountyUSA
Population7,68219,351,094299,088,112
Population Change Since1990-11.00%8.00%20.00%
Population Density335395
Male3,6379,381,926147,432,321
Female4,0449,969,168151,655,844
Never Married1,5994,946,39163,775,926
Married3,0967,166,701123,120,365
Separated3091,159,67312,639,686
Widowed5651,110,24515,467,586
Divorced7241,210,44823,075,029
Number Of House Hold3,0947,102,016111,826,380
Average House Hold Size2.482.642.60
Medial Age40.6536.5335.46
Median House Hold Income$42,846$49,847$48,276
Average House Hold Income$56,590$70,032$63,629
P C I$22,796$26,569$24,529
M D I$37,099$42,210$41,133
A T H E$47,148$54,185$50,898
S T R8.00%4.00%
W C J73.53%81.55%77.74%
(Zip) Code
14903

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/11/2025. Provided courtesy of Howard Hanna Elmira via Buffalo MLS. Information deemed reliable but not guaranteed.