CCertihomes
561 Main Street, Oneida, NY 13421

$349,900

5 beds 3 baths 3,296 sqft Built 19102 days on marketActive

About this home

Stunning 5-Bedroom Colonial with Modern Upgrades. This meticulously maintained 5-bedroom, 3, 000+ square foot Colonial offers the perfect blend of classic charm and contemporary updates, ideal for those seeking space, comfort, and style. Key features include; Spacious Eat-in Kitchen: sleek granite countertops, stainless steel appliances, ample cabinetry & added island/breakfast bar! Expansive Living Space: Over 3, 000 square feet of living space, featuring 5 generously sized bedrooms, including a first floor bedroom and full bath, with four bedrooms on 2nd floor. Backyard Oasis: Cool off with a 20x40 in-ground pool, complemented by a newly installed patio and pergola, creating the ultimate setting for summer gatherings. Enjoy peace of mind with all of these NEW IMPROVEMENTS 2021-2025; new furnace, new central air, new on-demand hot water tank, new garage doors, new hardtop gazebo by pool, new cement around pool, new cement patio w/new sliding door & roof, new storage shed in back, new windows on front of house, new 1/2 bath in basement, new electric stove (basement), new built in bookcases in playroom/library & stair landing, new pool pump, & new winter pool cover! Timeless Colonial Charm. This home is move-in ready, blending modern conveniences with a warm, inviting atmosphere. Don’t miss the opportunity to own this exceptional property.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$4,692/mo

Real estate (PITI + HOA + PMI)
$3,729
Principal + interest$2,245
Property tax + insurance$1,353
PMI / 2nd mortgage$131
Utilities
$2,005
Heating + cooling$853
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$4,692/mo TLC
Budget$5,192/mo
Remaining after TLC$500/mo
Purchase price
$349,900
Down payment
$17,495 (5%)
Loan amount
$332,405
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Colonial, TwoStory
Year built
1910
Lot size
0.29 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
CentralAir, Zoned
Water
Connected, Public
HOA
Annual tax
$10,829
MLS #
S1629015
County
Madison

At a glance

Air conditioning
Basement
Garage (2)

Home features

Appliances
DishwasherDisposalGasOvenGasRangeGasWaterHeaterMicrowaveRefrigeratorTanklessWaterHeater
Interior
BreakfastBarCeilingFansSeparateFormalDiningRoomEntranceFoyerEatInKitchenSeparateFormalLivingRoomGraniteCountersKitchenIslandLibrarySlidingGlassDoorsStorageNaturalWoodworkBedroomOnMainLevelProgrammableThermostat
Exterior
BlacktopDrivewayFullyFencedPoolPatio
Parking
DetachedElectricityGarageDriveway
Pool
InGround
Flooring
Hardwood, Tile, Varies
Roof
Asphalt, Shingle
Sewer
Connected

Lot features

NearPublicTransit, Rectangular, RectangularLot, ResidentialLot

Schools

Middle
Otto L Shortell Middle
High
Oneida Senior High

Neighborhood — 13421

MetricThis ZIPCountyUSA
Population14,81119,351,094299,088,112
Population Change Since1990-1.00%8.00%20.00%
Population Density354395
Male7,1769,381,926147,432,321
Female7,6349,969,168151,655,844
Never Married3,2244,946,39163,775,926
Married6,2557,166,701123,120,365
Separated5061,159,67312,639,686
Widowed8491,110,24515,467,586
Divorced1,2161,210,44823,075,029
Number Of House Hold5,6147,102,016111,826,380
Average House Hold Size2.622.642.60
Medial Age37.3536.5335.46
Median House Hold Income$41,521$49,847$48,276
Average House Hold Income$49,212$70,032$63,629
P C I$18,880$26,569$24,529
M D I$36,217$42,210$41,133
A T H E$43,230$54,185$50,898
S T R8.00%4.00%
W C J80.78%81.55%77.74%
(Zip) Code
13421

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/11/2025. Provided courtesy of Real Broker NY LLC via Buffalo MLS. Information deemed reliable but not guaranteed.