CCertihomes
1 Margaret Street, Oswego, NY 13126

$499,900

4 beds 4 baths 3,830 sqft Built 19900 days on marketActive

About this home

Welcome to this meticulously maintained colonial located in the sought-after Kingsford Woods Subdivision. Offering generous living space and stunning curb appeal, this home is perfect for comfortable everyday living and effortless entertaining. Step into a beautifully landscaped yard that leads to an entertainer’s dream backyard—featuring a large deck, in-ground pool, relaxing hot tub, and a convenient full bathroom just inside for easy access from the pool area. Inside, you'll find plenty of room to spread out. The fully finished basement includes a spacious family/exercise room, a recreation/media room, an office that could easily serve as a 5th bedroom, and abundant storage space. Each of the four bedrooms is generously sized, and all bathrooms have been thoughtfully updated with modern finishes. For quiet moments to relax or have morning coffee, the sun room offers a bright way to start your day. The extra-large garage provides ample space for vehicles, storage, or a workshop. Don't miss your chance to own this exceptional home in a premier location! NOTE: Finished basement adds approximately 1192 SF of livable square footage

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$5,999/mo

Real estate (PITI + HOA + PMI)
$4,915
Principal + interest$3,208
Property tax + insurance$1,520
PMI / 2nd mortgage$187
Utilities
$2,332
Heating + cooling$1,003
Internet + TV + phone$160
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$160
$5,999/mo TLC
Budget$6,499/mo
Remaining after TLC$500/mo
Purchase price
$499,900
Down payment
$24,995 (5%)
Loan amount
$474,905
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Colonial, TwoStory
Year built
1990
Lot size
0.78 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
CentralAir
Water
Connected, Public
HOA
Annual tax
$10,967
MLS #
S1629550
County
Oswego

At a glance

Air conditioning
Fireplace
Basement
Garage (3)

Home features

Appliances
DishwasherGasOvenGasRangeGasWaterHeaterMicrowaveRefrigerator
Interior
SeparateFormalDiningRoomEntranceFoyerEatInKitchenPantryStorageConvertibleBedroomBathInPrimaryBedroom
Exterior
AwningsBlacktopDrivewayDeckFullyFencedHotTubSpaPoolPatio
Parking
AttachedGarageGarageDoorOpener
Pool
InGround
Flooring
Carpet, Resilient, Tile, Varies
Sewer
Connected

Lot features

IrregularLot

Neighborhood — 13126

MetricThis ZIPCountyUSA
Population27,18619,351,094299,088,112
Population Change Since1990-4.00%8.00%20.00%
Population Density273395
Male12,9889,381,926147,432,321
Female14,1999,969,168151,655,844
Never Married7,2134,946,39163,775,926
Married9,9187,166,701123,120,365
Separated1,9721,159,67312,639,686
Widowed1,7451,110,24515,467,586
Divorced1,8741,210,44823,075,029
Number Of House Hold9,7537,102,016111,826,380
Average House Hold Size2.582.642.60
Medial Age34.2536.5335.46
Median House Hold Income$34,693$49,847$48,276
Average House Hold Income$46,097$70,032$63,629
P C I$17,934$26,569$24,529
M D I$30,665$42,210$41,133
A T H E$41,368$54,185$50,898
S T R8.00%4.00%
W C J78.88%81.55%77.74%
(Zip) Code
13126

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/11/2025. Provided courtesy of Century 21 Galloway Realty via Buffalo MLS. Information deemed reliable but not guaranteed.