CCertihomes
194 Main Street, Unadilla, NY 13849

$125,000

0 beds 0 baths 2,424 sqft Built 19000 days on marketActive

About this home

Prime Multi-Use Commercial Building on Main Street, Unadilla NY Endless possibilities await with this versatile commercial property in the heart of Main Street. The main level offers a reception area, waiting room, file room, two large offices, even a soundproof room! Perfect for a hearing aid business, music studio, doctor's office, attorney office, or creative workspace. Central Air conditioning keeps the space comfortable for your clients. Handicap accessible ramp on front of building also. Upstairs, you'll find a beautiful one bedroom apartment featuring Pergo floors, a full kitchen, large bedroom and full bathroom. Enjoy two parking spots behind the building, plus convenient street parking and a municipal lot right across the street. Whether you want to live upstairs and work downstairs, or rent the apartment for extra income, this property offers incredible flexibility. With its prime location, it could even be transformed into a boutique shop, professional office or record store. Don't miss your chance to own this attractively priced multi-use property in Unadilla. Close to Sidney and easy to travel to Binghamton, Delhi, or Oneonta.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,057/mo

Real estate (PITI + HOA + PMI)
$1,252
Principal + interest$802
Property tax + insurance$403
PMI / 2nd mortgage$47
Utilities
$1,516
Heating + cooling$606
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$2,057/mo TLC
Budget$5,000/mo
Remaining after TLC$2,943/mo
Purchase price
$125,000
Down payment
$6,250 (5%)
Loan amount
$118,750
APR
7.15%

Quick facts

Type
Office
Style
Year built
1900
Lot size
0.07 ac
Stories
2
Heating
Oil, ForcedAir
Cooling
CentralAir
Water
Public
HOA
Annual tax
$2,272
MLS #
R1629488
County
Otsego

At a glance

Air conditioning
Basement

Home features

Parking
OnSiteOtherSeeRemarks
Roof
Asphalt
Sewer
SepticTank

Lot features

Rectangular, RectangularLot

Neighborhood — 13849

MetricThis ZIPCountyUSA
Population5,15419,351,094299,088,112
Population Change Since19903.00%8.00%20.00%
Population Density66395
Male2,5399,381,926147,432,321
Female2,6159,969,168151,655,844
Never Married9244,946,39163,775,926
Married2,3207,166,701123,120,365
Separated1791,159,67312,639,686
Widowed3711,110,24515,467,586
Divorced4441,210,44823,075,029
Number Of House Hold1,9727,102,016111,826,380
Average House Hold Size2.612.642.60
Medial Age39.2236.5335.46
Median House Hold Income$37,796$49,847$48,276
Average House Hold Income$46,621$70,032$63,629
P C I$17,857$26,569$24,529
M D I$33,229$42,210$41,133
A T H E$41,723$54,185$50,898
S T R4.00%
W C J79.16%81.55%77.74%
(Zip) Code
13849

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/11/2025. Provided courtesy of Howard Hanna via Buffalo MLS. Information deemed reliable but not guaranteed.