CCertihomes
7400 Saint Joseph Road, Niagara, NY 14304

$279,900

4 beds 1 baths 1,816 sqft Built 19616 days on marketActive

About this home

Location location location! Beautiful split level in the Niagara Wheatfield school district is ready for you to make it your forever home. Endless potential, a great layout and a nice private backyard. Main living area has newer vinyl flooring(hardwoods underneath) Eat in Kitchen( fridge & gas stove included) lower level has a finished room and an extra room that could be a bedroom or office. Laundry in basement(washer and dryer included) Bathroom has a jacuzzi tub and was recently updated! Roof is only 4 years! Many other updates over the last 10 years include tankless hot water tank, furnace and central air. Shed outside included along with the playground(as is) Don’t miss out on this amazing opportunity to call this beauty home! Showings start at the open house Saturday 8/16 11-1pm.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,325/mo

Real estate (PITI + HOA + PMI)
$2,715
Principal + interest$1,796
Property tax + insurance$814
PMI / 2nd mortgage$105
Utilities
$1,242
Heating + cooling$469
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$3,325/mo TLC
Budget$5,000/mo
Remaining after TLC$1,675/mo
Purchase price
$279,900
Down payment
$13,995 (5%)
Loan amount
$265,905
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
SplitLevel
Year built
1961
Lot size
0.2479 ac
Stories
1
Heating
Gas, ForcedAir
Cooling
CentralAir
Water
Connected, Public
HOA
Annual tax
$5,853
MLS #
B1628811
County
Niagara

At a glance

Air conditioning
Basement
Garage (1)

Home features

Appliances
DryerGasOvenGasRangeGasWaterHeaterRefrigeratorWasher
Interior
AtticEatInKitchenCountryKitchen
Exterior
ConcreteDrivewayPlayStructure
Parking
AttachedGarage
Flooring
Carpet, Hardwood, Laminate, Varies
Roof
Asphalt
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14304

MetricThis ZIPCountyUSA
Population31,89419,351,094299,088,112
Population Change Since1990-3.00%8.00%20.00%
Population Density1,602395
Male15,3339,381,926147,432,321
Female16,5619,969,168151,655,844
Never Married6,3964,946,39163,775,926
Married14,4547,166,701123,120,365
Separated8901,159,67312,639,686
Widowed2,3721,110,24515,467,586
Divorced2,6241,210,44823,075,029
Number Of House Hold12,5507,102,016111,826,380
Average House Hold Size2.502.642.60
Medial Age41.1236.5335.46
Median House Hold Income$43,090$49,847$48,276
Average House Hold Income$50,985$70,032$63,629
P C I$20,741$26,569$24,529
M D I$37,376$42,210$41,133
A T H E$44,292$54,185$50,898
S T R8.00%4.00%
W C J76.41%81.55%77.74%
(Zip) Code
14304

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 8/11/2025. Provided courtesy of HUNT Real Estate Corporation via Buffalo MLS. Information deemed reliable but not guaranteed.