CCertihomes
21 Hillcrest Drive, Erwin, NY 14870

$219,900

3 beds 2 baths 1,620 sqft Built 19560 days on marketActive

About this home

Charming 3-bedroom, 2-bath home nestled on a private lot surrounded by nature. Step inside to find beautiful hardwood floors and a welcoming living room with a cozy fireplace. The kitchen offers plenty of storage and overlooks a versatile second living area—perfect as a den, playroom, or home office—filled with natural light. The spacious primary suite features a large closet with custom built-ins for added storage and an en-suite bath. Two additional generous-sized bedrooms are located on the first floor. A spiral staircase leads to the basement, ready to be finished for additional living space. The under-house garage has been converted into a workshop but can easily be returned to garage use. Enjoy a good-sized yard with exceptional privacy and frequent visits from local wildlife.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,931/mo

Real estate (PITI + HOA + PMI)
$2,322
Principal + interest$1,411
Property tax + insurance$829
PMI / 2nd mortgage$82
Utilities
$1,199
Heating + cooling$450
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,931/mo TLC
Budget$5,000/mo
Remaining after TLC$2,069/mo
Purchase price
$219,900
Down payment
$10,995 (5%)
Loan amount
$208,905
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
1956
Lot size
0.4477 ac
Stories
1
Heating
Gas, ForcedAir
Cooling
Water
Well
HOA
Annual tax
$6,785
MLS #
R1629883
County
Steuben

At a glance

Basement

Home features

Appliances
ElectricOvenElectricRangeGasWaterHeaterRefrigerator
Interior
CountryKitchenBedroomOnMainLevelMainLevelPrimaryPrimarySuite
Exterior
BlacktopDriveway
Parking
NoGarageWorkshopInGarage
Flooring
CeramicTile, Hardwood, Laminate, Varies
Roof
Asphalt
Sewer
SepticTank

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14870

MetricThis ZIPCountyUSA
Population8,47219,351,094299,088,112
Population Change Since19901.00%8.00%20.00%
Population Density147395
Male4,0699,381,926147,432,321
Female4,4039,969,168151,655,844
Never Married1,4364,946,39163,775,926
Married3,7567,166,701123,120,365
Separated3511,159,67312,639,686
Widowed6211,110,24515,467,586
Divorced7391,210,44823,075,029
Number Of House Hold3,1867,102,016111,826,380
Average House Hold Size2.602.642.60
Medial Age39.6836.5335.46
Median House Hold Income$41,920$49,847$48,276
Average House Hold Income$54,225$70,032$63,629
P C I$21,327$26,569$24,529
M D I$36,428$42,210$41,133
A T H E$45,993$54,185$50,898
S T R8.00%4.00%
W C J74.04%81.55%77.74%
(Zip) Code
14870

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 8/11/2025. Provided courtesy of Keller Williams Realty Southern Tier & Finger Lakes via Buffalo MLS. Information deemed reliable but not guaranteed.