CCertihomes
411 S 4th Street, Fulton, NY 13069

$134,900

3 beds 2 baths 1,818 sqft Built 19214 days on marketActive

About this home

Update - Seller has received offer asking for highest and best by Sat Aug 16, 5:00 PM Spacious 1818 sq. ft 2 unit. Here’s an opportunity for you to be an investor for the first time or add to your current portfolio. Home could easily be converted to a single-family. Lower unit is a one bedroom, one bath, cozy living room, with hardwood floors, extra spacious eat-in kitchen and back door mudroom upon entry. Upper unit is a two bedroom, one bath, hardwood floors, comfortable kitchen, and access to full walk up attic with loads of potential. Located in a convenient neighborhood close to shopping, restaurants, and more. Deep lot, large open front porch, and plenty of off street parking behind home. Both tenants are relatives of seller, rents could be higher. Both tenants are month to month.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,156/mo

Real estate (PITI + HOA + PMI)
$1,429
Principal + interest$866
Property tax + insurance$512
PMI / 2nd mortgage$51
Utilities
$1,336
Heating + cooling$500
Internet + TV + phone$170
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$170
$2,156/mo TLC
Budget$5,000/mo
Remaining after TLC$2,844/mo
Purchase price
$134,900
Down payment
$6,745 (5%)
Loan amount
$128,155
APR
7.15%

Quick facts

Type
MultiFamily
Style
Duplex
Year built
1921
Lot size
0.1396 ac
Stories
3
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$3,775
MLS #
S1628120
County
Oswego

At a glance

Basement

Home features

Appliances
GasWaterHeater
Interior
CeilingFans
Exterior
DeckFence
Parking
GravelParkingAvailableTwoOrMoreSpaces
Flooring
Carpet, Hardwood, Varies, Vinyl
Roof
Architectural, Shingle
Sewer
Connected

Lot features

Other, NearPublicTransit, Rectangular, RectangularLot, ResidentialLot, SeeRemarks

Neighborhood — 13069

MetricThis ZIPCountyUSA
Population26,70119,351,094299,088,112
Population Change Since1990-3.00%8.00%20.00%
Population Density227395
Male13,1419,381,926147,432,321
Female13,5609,969,168151,655,844
Never Married5,6464,946,39163,775,926
Married11,3087,166,701123,120,365
Separated1,1181,159,67312,639,686
Widowed1,3331,110,24515,467,586
Divorced2,1831,210,44823,075,029
Number Of House Hold9,7937,102,016111,826,380
Average House Hold Size2.692.642.60
Medial Age36.6036.5335.46
Median House Hold Income$40,582$49,847$48,276
Average House Hold Income$51,502$70,032$63,629
P C I$19,258$26,569$24,529
M D I$35,418$42,210$41,133
A T H E$44,552$54,185$50,898
S T R8.00%4.00%
W C J76.00%81.55%77.74%
(Zip) Code
13069

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/11/2025. Provided courtesy of Howard Hanna Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.

411 S 4th Street · Fulton — $134,900 · Certihomes