CCertihomes
19 N West Street, Homer, NY 13077

$130,000

5 beds 2 baths 1,734 sqft Built 18602 days on marketActive

About this home

MORE PHOTOS TO COME OF THIS TWO-UNIT MULTI-FAMILY IN THE HEART OF HOMER! THIS CHARMING UPSTAIRS/DOWNSTAIRS PROPERTY OFFERS FANTASTIC INVESTMENT POTENTIAL! THE UPDATED UPPER UNIT FEATURES 3 BEDROOMS, MODERN LAMINATE FLOORING, AND A PRIVATE DECK OVERLOOKING THE SPACIOUS BACKYARD — PERFECT FOR RELAXING OR ENTERTAINING!! THE LOWER UNIT OFFERS 2 BEDROOMS WITH A COMFORTABLE LIVING SPACE. ENJOY A LARGE YARD, DETACHED OVERSIZED GARAGE, AND PLENTY OF OFF-STREET PARKING. CONVENIENTLY LOCATED IN THE VILLAGE OF HOMER, JUST MINUTES FROM LOCAL SHOPS, DINING, AND QUICK ACCESS TO I-81 FOR AN EASY COMMUTE. WHETHER YOU’RE LOOKING TO EXPAND YOUR RENTAL PORTFOLIO OR LIVE IN ONE UNIT WHILE RENTING THE OTHER, THIS PROPERTY IS ONE TO APPRECIATE!!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,082/mo

Real estate (PITI + HOA + PMI)
$1,378
Principal + interest$834
Property tax + insurance$495
PMI / 2nd mortgage$49
Utilities
$1,323
Heating + cooling$512
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,082/mo TLC
Budget$5,000/mo
Remaining after TLC$2,918/mo
Purchase price
$130,000
Down payment
$6,500 (5%)
Loan amount
$123,500
APR
7.15%

Quick facts

Type
MultiFamily
Style
Duplex
Year built
1860
Lot size
0.2712 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$3,676
MLS #
S1629249
County
Cortland

At a glance

Basement
Garage (1)

Home features

Appliances
GasWaterHeater
Interior
OtherSeeRemarks
Exterior
Patio
Parking
GarageGravel
Flooring
Carpet, Laminate, Varies
Roof
Asphalt
Sewer
Connected

Lot features

NearPublicTransit, Rectangular, RectangularLot

Neighborhood — 13077

MetricThis ZIPCountyUSA
Population6,68919,351,094299,088,112
Population Change Since1990-4.00%8.00%20.00%
Population Density97395
Male3,2289,381,926147,432,321
Female3,4609,969,168151,655,844
Never Married1,2624,946,39163,775,926
Married3,0847,166,701123,120,365
Separated2581,159,67312,639,686
Widowed3531,110,24515,467,586
Divorced4861,210,44823,075,029
Number Of House Hold2,4587,102,016111,826,380
Average House Hold Size2.692.642.60
Medial Age38.8436.5335.46
Median House Hold Income$46,965$49,847$48,276
Average House Hold Income$62,235$70,032$63,629
P C I$23,533$26,569$24,529
M D I$40,174$42,210$41,133
A T H E$50,705$54,185$50,898
S T R8.00%4.00%
W C J72.70%81.55%77.74%
(Zip) Code
13077

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/11/2025. Provided courtesy of Howard Hanna Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.