CCertihomes
2685 US Highway 20, Richfield, NY 13439

$64,900

2 beds 1 baths 1,170 sqft Built 18804 days on marketActive

About this home

Tucked away along US-20, this 2-bedroom, 1-bath fixer-upper is brimming with small-town charm and big potential. With 1, 170 sq ft of living space, a full basement, and a welcoming front porch, it’s the perfect canvas for your dream country retreat. Step outside and you’ll find everything that makes rural living so special—two classic barns for storage or livestock, a detached garage, and not one, but two driveways for convenience. Wander the property and enjoy the sights and sounds of a gentle creek, or spend quiet afternoons by your very own pond. Whether you’re looking to create a hobby farm, plant gardens, or simply soak in the beauty of open space, this 2.70-acre parcel offers room to roam and breathe. Located just minutes from the village of Richfield Springs, you’ll have the privacy of the country with the convenience of nearby shops, dining, and community events. Bring your tools, your imagination, and your love for country living—this is a place where possibilities take root. *PROPERTY IS BEING SOLD AS IS*

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,301/mo

Real estate (PITI + HOA + PMI)
$744
Principal + interest$416
Property tax + insurance$304
PMI / 2nd mortgage$24
Utilities
$979
Heating + cooling$340
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,301/mo TLC
Budget$5,000/mo
Remaining after TLC$3,699/mo
Purchase price
$64,900
Down payment
$3,245 (5%)
Loan amount
$61,655
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1880
Lot size
2.7 ac
Stories
0
Heating
Oil, ForcedAir
Cooling
Water
Well
HOA
Annual tax
$2,363
MLS #
S1629939
County
Otsego

At a glance

Basement
Garage (2)

Home features

Appliances
AppliancesNegotiableElectricWaterHeater
Interior
EatInKitchenSeparateFormalLivingRoomBedroomOnMainLevel
Exterior
GravelDriveway
Parking
DetachedGarage
Flooring
Other, SeeRemarks
Roof
Shingle
Sewer
SepticTank

Lot features

Rectangular, RectangularLot

Neighborhood — 13439

MetricThis ZIPCountyUSA
Population2,54919,351,094299,088,112
Population Change Since1990-1.00%8.00%20.00%
Population Density28395
Male1,2469,381,926147,432,321
Female1,3039,969,168151,655,844
Never Married4664,946,39163,775,926
Married1,2007,166,701123,120,365
Separated1111,159,67312,639,686
Widowed1991,110,24515,467,586
Divorced1881,210,44823,075,029
Number Of House Hold9787,102,016111,826,380
Average House Hold Size2.562.642.60
Medial Age43.4736.5335.46
Median House Hold Income$39,057$49,847$48,276
Average House Hold Income$51,728$70,032$63,629
P C I$19,884$26,569$24,529
M D I$34,272$42,210$41,133
A T H E$44,222$54,185$50,898
S T R8.00%4.00%
W C J84.89%81.55%77.74%
(Zip) Code
13439

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/11/2025. Provided courtesy of River Hills Properties LLC Lf via Buffalo MLS. Information deemed reliable but not guaranteed.