CCertihomes
97 Belknap Street, Rochester, NY 14606

$134,900

4 beds 2 baths 1,260 sqft Built 19505 days on marketActive

About this home

WOW! Pride Of Ownership Radiates Through This Move-in Ready Cape! Welcome To 97 Belknap St, a Meticulously Maintained 4 Bedroom, 1.5 Bath Home Offering 1, 260 Sq Ft Of Living Space + Partially Finished Basement. You’ll be Greeted by Storybook Exterior & Beautiful Landscaping Throughout the Rare, Extra Deep 0.27 Acre Lot Featuring Fig Trees & GORGEOUS Flower Gardens, Fully Fenced In! Inside You’ll Find Many Updates – NEW Life Proof Vinyl on the First Floor, Updated Windows & Fresh Paint Throughout! Living Room is Filled w/Natural Light from Large Picture Window & WB FP Surrounded by Built-in Shelves. Bright, Eat-in Kitchen Boasts Freshly Painted Cabinetry, Newer Refrigerator & Room for a Pantry. Enjoy the Flexible Layout w/2 Bedrooms on the Main Floor & Expanded Full Bath w/Large Walk-in Shower, NEW Lighting, Vanity, Toilet & Mirror. Upstairs, You’ll Find Two Spacious Bedrooms, Each w/Built-in Shelves & Drawers & Stunning Hardwood Floors. Partially Finished Basement Offers Additional Living Space, HUGE Walk-in Closet, Powder Room, Glass Block Windows & TONS of Storage! NEW C/A ’24, Upgraded Electric, NEW Washer & Dryer ’24, Additional Freezer & Standalone Water Filter! 2 Car Detached Garage & Plenty of Parking Available. Conveniently Located & Ready for it’s Next Owner…Don’t Miss This One! Offers Due Monday, 8/18 at 5pm & Open House Saturday, 8/16 from 11:30am-12:30pm

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,923/mo

Real estate (PITI + HOA + PMI)
$1,386
Principal + interest$866
Property tax + insurance$469
PMI / 2nd mortgage$51
Utilities
$983
Heating + cooling$337
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$1,923/mo TLC
Budget$5,000/mo
Remaining after TLC$3,077/mo
Purchase price
$134,900
Down payment
$6,745 (5%)
Loan amount
$128,155
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
CapeCod
Year built
1950
Lot size
0.27 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
CentralAir
Water
Connected, Public
HOA
Annual tax
$3,557
MLS #
R1629255
County
Monroe

At a glance

Air conditioning
Fireplace
Basement
Garage (2)

Home features

Appliances
DryerExhaustFanGasOvenGasRangeGasWaterHeaterRefrigeratorRangeHoodWasher
Interior
EatInKitchenSeparateFormalLivingRoomBedroomOnMainLevelMainLevelPrimary
Exterior
BlacktopDrivewayFullyFenced
Parking
DetachedGarageGarageDoorOpener
Flooring
Carpet, Hardwood, LuxuryVinyl, Resilient, Varies
Roof
Asphalt
Sewer
Connected

Lot features

NearPublicTransit, Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14606

MetricThis ZIPCountyUSA
Population27,46419,351,094299,088,112
Population Change Since1990-3.00%8.00%20.00%
Population Density2,618395
Male13,1419,381,926147,432,321
Female14,3239,969,168151,655,844
Never Married6,8234,946,39163,775,926
Married9,4767,166,701123,120,365
Separated1,2501,159,67312,639,686
Widowed1,5611,110,24515,467,586
Divorced2,3991,210,44823,075,029
Number Of House Hold10,6387,102,016111,826,380
Average House Hold Size2.572.642.60
Medial Age35.3036.5335.46
Median House Hold Income$39,988$49,847$48,276
Average House Hold Income$45,572$70,032$63,629
P C I$17,728$26,569$24,529
M D I$34,893$42,210$41,133
A T H E$41,094$54,185$50,898
S T R8.00%4.00%
W C J71.99%81.55%77.74%
(Zip) Code
14606

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/12/2025. Provided courtesy of Keller Williams Realty Greater Rochester via Buffalo MLS. Information deemed reliable but not guaranteed.