CCertihomes
85 Lake Street, Hamburg, NY 14075

$320,000

3 beds 2 baths 2,767 sqft Built 19450 days on marketActive

About this home

Discover a truly versatile gem nestled in the vibrant heart of The Village of Hamburg. A 3-bedroom 1.5 bath property is a converted residence zoned as: Neighborhood Converted Corridor (NNC) Please see attached document for permitted usage. This property is perfect for Entrepreneurs seeking a live-work setup with dedicated storefront and living space, or Investors looking for dual-purpose potential. You also have the ability to convert storefront into additional living space. Features include Granite counter tops, Hot Water Tank (2023), New Electrical Service and Panel (2024) some updated windows, and newer flooring. There is a detached garage and full basement for plenty of storage. The opportunities are endless, and the zoning provides an amazing amount of flexibility and exceptional range of usage. The only limitation will be your imagination.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,866/mo

Real estate (PITI + HOA + PMI)
$3,046
Principal + interest$2,053
Property tax + insurance$873
PMI / 2nd mortgage$120
Utilities
$1,690
Heating + cooling$692
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$140
$3,866/mo TLC
Budget$5,000/mo
Remaining after TLC$1,134/mo
Purchase price
$320,000
Down payment
$16,000 (5%)
Loan amount
$304,000
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
HistoricAntique, Other, TwoStory, SeeRemarks
Year built
1945
Lot size
0.1133 ac
Stories
3
Heating
Gas, Zoned, Baseboard, ForcedAir
Cooling
Zoned
Water
Connected, Public
HOA
Annual tax
$5,654
MLS #
B1629812
County
Erie

At a glance

Fireplace
Basement
Garage (1)

Home features

Appliances
DishwasherGasOvenGasRangeGasWaterHeaterRefrigerator
Interior
BreakfastBarCeilingFansSeparateFormalLivingRoomGraniteCountersLivingDiningRoom
Exterior
BlacktopDriveway
Parking
DetachedGarage
Flooring
Carpet, Hardwood, Varies, Vinyl
Sewer
Connected

Lot features

NearPublicTransit, Rectangular, RectangularLot

Schools

Elementary
Union Pleasant Avenue Elementary
Middle
Hamburg Middle
High
Hamburg High

Neighborhood — 14075

MetricThis ZIPCountyUSA
Population48,46619,351,094299,088,112
Population Change Since19908.00%8.00%20.00%
Population Density1,248395
Male23,0399,381,926147,432,321
Female25,4269,969,168151,655,844
Never Married8,6354,946,39163,775,926
Married22,8757,166,701123,120,365
Separated1,6661,159,67312,639,686
Widowed3,3991,110,24515,467,586
Divorced3,1491,210,44823,075,029
Number Of House Hold18,3897,102,016111,826,380
Average House Hold Size2.552.642.60
Medial Age40.8736.5335.46
Median House Hold Income$57,138$49,847$48,276
Average House Hold Income$63,673$70,032$63,629
P C I$24,820$26,569$24,529
M D I$47,710$42,210$41,133
A T H E$51,494$54,185$50,898
S T R8.75%4.00%
W C J74.85%81.55%77.74%
(Zip) Code
14075

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/12/2025. Provided courtesy of WNY Metro Roberts Realty via Buffalo MLS. Information deemed reliable but not guaranteed.