CCertihomes
5341 Waters Terrace, Lowville, NY 13367

$299,900

4 beds 2 baths 2,337 sqft Built 19202 days on marketActive

About this home

Location is always the key and this beautiful Victorian home holds loads of charm on a beautiful village street with walking distance to the school and shops. The wrap around porch with new composite decking and rails, is the perfect place to start and end your day with the view of the surrounding neighborhood. Inside the home you will find original wood work, pocket doors, hard wood floors, and an inviting foyer that showcases the open staircase. The efficient kitchen is wide open to the formal dining room, perfect for entertaining. There are double living rooms that can be closed off with doors or left wide open for an open concept. A full bathroom houses the laundry and there is an additional small room that would be perfect for an office space. The stain glass window as you go up the stairs is a charming feature of this home. On the second floor you will find 4 bedrooms and a full bathroom. There is a back stairway that leads to the back bedrooms. Natural gas furnace was installed less that 10 years ago and the windows have been replaced. All you need to do is unpack and you can start enjoying village living in this move in ready home.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,511/mo

Real estate (PITI + HOA + PMI)
$2,703
Principal + interest$1,924
Property tax + insurance$667
PMI / 2nd mortgage$112
Utilities
$1,647
Heating + cooling$669
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$3,511/mo TLC
Budget$5,000/mo
Remaining after TLC$1,489/mo
Purchase price
$299,900
Down payment
$14,995 (5%)
Loan amount
$284,905
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Victorian
Year built
1920
Lot size
0.3107 ac
Stories
2
Heating
Gas, HotWater
Cooling
Water
Connected, Public
HOA
Annual tax
$3,624
MLS #
S1630022
County
Lewis

At a glance

Basement
Garage (1)

Home features

Appliances
DishwasherElectricOvenElectricRangeGasWaterHeaterRefrigerator
Interior
SolidSurfaceCounters
Exterior
BlacktopDriveway
Parking
DetachedGarage
Flooring
Hardwood, Varies, Vinyl
Sewer
Connected

Lot features

PieShapedLot, ResidentialLot

Neighborhood — 13367

MetricThis ZIPCountyUSA
Population6,63519,351,094299,088,112
Population Change Since1990-2.00%8.00%20.00%
Population Density14395
Male3,2359,381,926147,432,321
Female3,4009,969,168151,655,844
Never Married1,2004,946,39163,775,926
Married3,2807,166,701123,120,365
Separated2261,159,67312,639,686
Widowed4461,110,24515,467,586
Divorced3151,210,44823,075,029
Number Of House Hold2,3237,102,016111,826,380
Average House Hold Size2.772.642.60
Medial Age39.7336.5335.46
Median House Hold Income$41,331$49,847$48,276
Average House Hold Income$47,420$70,032$63,629
P C I$17,082$26,569$24,529
M D I$36,050$42,210$41,133
A T H E$42,213$54,185$50,898
S T R7.75%4.00%
W C J77.35%81.55%77.74%
(Zip) Code
13367

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/12/2025. Provided courtesy of Homes Realty of Northern New York via Buffalo MLS. Information deemed reliable but not guaranteed.

5341 Waters Terrace · Lowville — $299,900 · Certihomes