CCertihomes
373 E Main Street, Waterloo, NY 13165

$199,000

4 beds 2 baths 1,629 sqft Built 19420 days on marketActive

About this home

In the heart of Waterloo Village, this Arts & Crafts–style home sits on a pristine, flat half-acre lot offering space, privacy, and charm. A large covered front porch sets the stage for the warmth and craftsmanship inside—beautiful wood trim, hardwood floors, built-ins, and thoughtful details throughout. The first floor features a full bath, a bedroom currently used as a laundry room, and a second versatile room—presently a walk-in pantry with generous storage, but ideal for an office or hobby space. A mudroom at the back opens to a spacious deck overlooking the quiet yard, with additional access from the walk-out basement. The extended three-car garage includes dedicated shop space and extra storage. Upstairs, there are three bedrooms, including one with vaulted ceilings and a loft area with built-in ladder—a unique elevated nook for reading, play, or storage. The large upstairs bathroom offers double sinks, a jetted tub, and generous counter space.Additional features include a generator with transfer switch for peace of mind, ensuring comfort and convenience in all seasons.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,514/mo

Real estate (PITI + HOA + PMI)
$1,917
Principal + interest$1,277
Property tax + insurance$565
PMI / 2nd mortgage$75
Utilities
$1,161
Heating + cooling$431
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,514/mo TLC
Budget$5,000/mo
Remaining after TLC$2,486/mo
Purchase price
$199,000
Down payment
$9,950 (5%)
Loan amount
$189,050
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
HistoricAntique, TwoStory
Year built
1942
Lot size
0.5 ac
Stories
0
Heating
Gas, Zoned, Baseboard, HotWater
Cooling
Zoned, WindowUnits
Water
Connected, Public
HOA
Annual tax
$3,831
MLS #
R1630071
County
Seneca

At a glance

Air conditioning
Basement
Garage (2)

Home features

Appliances
DryerElectricCooktopExhaustFanElectricOvenElectricRangeGasWaterHeaterMicrowaveRefrigeratorRangeHoodWasher
Interior
DenSeparateFormalDiningRoomEntranceFoyerSeparateFormalLivingRoomHomeOfficeOtherPantrySeeRemarksStorageWalkInPantryNaturalWoodworkBedroomOnMainLevelConvertibleBedroomLoftWorkshop
Exterior
BlacktopDrivewayDeckEnclosedPorchPorch
Parking
DetachedGarageDriveway
Flooring
Carpet, Hardwood, Tile, Varies
Roof
Asphalt
Sewer
Connected

Lot features

IrregularLot

Neighborhood — 13165

MetricThis ZIPCountyUSA
Population10,76219,351,094299,088,112
Population Change Since19902.00%8.00%20.00%
Population Density150395
Male5,3669,381,926147,432,321
Female5,3969,969,168151,655,844
Never Married2,1854,946,39163,775,926
Married4,4487,166,701123,120,365
Separated5281,159,67312,639,686
Widowed8821,110,24515,467,586
Divorced9151,210,44823,075,029
Number Of House Hold3,7987,102,016111,826,380
Average House Hold Size2.602.642.60
Medial Age39.6736.5335.46
Median House Hold Income$39,660$49,847$48,276
Average House Hold Income$50,179$70,032$63,629
P C I$19,113$26,569$24,529
M D I$34,687$42,210$41,133
A T H E$43,793$54,185$50,898
S T R8.00%4.00%
W C J82.10%81.55%77.74%
(Zip) Code
13165

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/12/2025. Provided courtesy of Keller Williams Realty Greater Rochester via Buffalo MLS. Information deemed reliable but not guaranteed.