CCertihomes
12 Eastwood Avenue, Utica, NY 13501

$389,900

5 beds 3 baths 2,400 sqft Built 19500 days on marketActive

About this home

Ridgewood. Exceptional 5 bedroom, 3 bath colonial offering gracious style and generous space. Gorgeous hardwood floors and an open, flowing layout connect inviting entertaining areas with comfortable everyday living. Enjoy a light-filled living room with fireplace, a formal dining room, and a cozy fireplaced gathering room that opens to a quartz eat-in kitchen. Outside, a great yard with pool awaits, along with an attached garage. Surrounded by beautiful homes and just steps from Jones Elementary!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$4,474/mo

Real estate (PITI + HOA + PMI)
$3,709
Principal + interest$2,502
Property tax + insurance$1,061
PMI / 2nd mortgage$146
Utilities
$1,639
Heating + cooling$670
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$4,474/mo TLC
Budget$5,000/mo
Remaining after TLC$526/mo
Purchase price
$389,900
Down payment
$19,495 (5%)
Loan amount
$370,405
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Colonial
Year built
1950
Lot size
0.2119 ac
Stories
2
Heating
Gas
Cooling
CentralAir
Water
Connected, Public
HOA
Annual tax
$7,340
MLS #
S1630057
County
Oneida

At a glance

Air conditioning
Fireplace
Basement
Garage (1)

Home features

Appliances
DryerDishwasherDisposalGasOvenGasRangeGasWaterHeaterRefrigeratorWasher
Interior
BreakfastBarCeilingFansSeparateFormalDiningRoomEatInKitchenGraniteCounters
Exterior
BlacktopDrivewayPool
Parking
AttachedElectricityGarageStorageDrivewayGarageDoorOpener
Pool
InGround
Flooring
Carpet, Hardwood, Tile, Varies
Roof
Asphalt
Sewer
Connected

Lot features

IrregularLot, ResidentialLot

Neighborhood — 13501

MetricThis ZIPCountyUSA
Population34,02319,351,094299,088,112
Population Change Since1990-16.00%8.00%20.00%
Population Density3,886395
Male16,0739,381,926147,432,321
Female17,9509,969,168151,655,844
Never Married9,1824,946,39163,775,926
Married10,9627,166,701123,120,365
Separated1,8791,159,67312,639,686
Widowed3,3331,110,24515,467,586
Divorced2,2481,210,44823,075,029
Number Of House Hold13,1277,102,016111,826,380
Average House Hold Size2.462.642.60
Medial Age37.6036.5335.46
Median House Hold Income$26,836$49,847$48,276
Average House Hold Income$41,657$70,032$63,629
P C I$17,125$26,569$24,529
M D I$24,413$42,210$41,133
A T H E$38,505$54,185$50,898
S T R9.00%4.00%
W C J81.89%81.55%77.74%
(Zip) Code
13501

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/12/2025. Provided courtesy of Coldwell Banker Faith Properties via Buffalo MLS. Information deemed reliable but not guaranteed.