CCertihomes
173 Main Street, Milo, NY 14527

$167,900

5 beds 4 baths 2,760 sqft Built 18900 days on marketActive

About this home

WONDERFUL Opportunity on Main Street in the Village of Penn Yan! This two-family home includes two separate apartments, each covering a whole floor of the house, an attached two car garage and a very deep back yard lot. Front porch has been totally rebuilt. Zoned residential/commercial, this would be a great place to have your business on the first floor and live on the second floor. Or, rent out both spaces and invest in your future. This 1890 brick-sided gem has some beautiful historic finishes and needs TLC to make it shine. Rooms have hardwood floors and high ceilings with lots of light, creating a spacious feel. Both exterior doors have beautiful, classic, beveled glass panels and are in great shape. The first floor apartment has 2 bedrooms, an office space, kitchen and one and a half bathrooms. The second floor apartment also has 3 bedrooms, an office space, kitchen and one and a half bathrooms. The first-floor boiler will need to be replaced. Roll up your sleeves and bring out the beauty! So many possibilities!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,697/mo

Real estate (PITI + HOA + PMI)
$1,837
Principal + interest$1,077
Property tax + insurance$697
PMI / 2nd mortgage$63
Utilities
$1,658
Heating + cooling$677
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$2,697/mo TLC
Budget$5,000/mo
Remaining after TLC$2,303/mo
Purchase price
$167,900
Down payment
$8,395 (5%)
Loan amount
$159,505
APR
7.15%

Quick facts

Type
MultiFamily
Style
Year built
1890
Lot size
0.3223 ac
Stories
2
Heating
Gas, ForcedAir, Steam
Cooling
Water
Connected, Public
HOA
Annual tax
$5,173
MLS #
R1629927
County
Yates

At a glance

Fireplace
Basement
Garage (2)

Home features

Appliances
ElectricWaterHeater
Interior
NaturalWoodwork
Exterior
PrivateYardSeeRemarks
Parking
CommonGravelTwoOrMoreSpaces
Flooring
Hardwood, Varies, Vinyl
Sewer
Connected

Lot features

Rectangular, RectangularLot

Neighborhood — 14527

MetricThis ZIPCountyUSA
Population11,25219,351,094299,088,112
Population Change Since1990-2.00%8.00%20.00%
Population Density82395
Male5,3319,381,926147,432,321
Female5,9219,969,168151,655,844
Never Married2,3554,946,39163,775,926
Married4,5207,166,701123,120,365
Separated6061,159,67312,639,686
Widowed8521,110,24515,467,586
Divorced9851,210,44823,075,029
Number Of House Hold3,9597,102,016111,826,380
Average House Hold Size2.612.642.60
Medial Age38.3036.5335.46
Median House Hold Income$37,659$49,847$48,276
Average House Hold Income$49,192$70,032$63,629
P C I$18,475$26,569$24,529
M D I$33,025$42,210$41,133
A T H E$43,086$54,185$50,898
S T R8.00%4.00%
W C J79.55%81.55%77.74%
(Zip) Code
14527

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/12/2025. Provided courtesy of Howard Hanna Lake Group via Buffalo MLS. Information deemed reliable but not guaranteed.

173 Main Street · Milo — $167,900 · Certihomes