CCertihomes
208 Joy Tract Rd Road, Webb, NY 13420

$295,000

1 beds 1 baths 509 sqft Built 19701 days on marketActive

About this home

Cozy Cottage in Quiet Old Forge Neighborhood- This is a charming 1-bedroom, 1-bath cottage nestled on a generous lot. Enjoy relaxing mornings on the covered porch or cozy evenings by the fireplace. The home's interior has a touch of vintage charm and could shine with your personal updates. Enjoy three seasons as your personal retreat, vacation getaway, or investment property. Highlights: Spacious lot with room to garden or expand Inviting porch and warm fireplace Quiet neighborhood yet close to town conveniences Endless potential to make it your own Deck off of front porch Your Adirondack escape awaits-come see the possibilities! Cottage to be sold as is with some furnishings

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,651/mo

Real estate (PITI + HOA + PMI)
$2,356
Principal + interest$1,893
Property tax + insurance$352
PMI / 2nd mortgage$111
Utilities
$617
Heating + cooling$153
Internet + TV + phone$145
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$145
$2,651/mo TLC
Budget$5,000/mo
Remaining after TLC$2,349/mo
Purchase price
$295,000
Down payment
$14,750 (5%)
Loan amount
$280,250
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Cottage
Year built
1970
Lot size
0.34 ac
Stories
1
Heating
Electric
Cooling
WallUnits
Water
Well
HOA
Annual tax
$806
MLS #
S1629530
County
Herkimer

At a glance

Air conditioning
Fireplace

Home features

Appliances
ElectricCooktopElectricWaterHeaterMicrowaveRefrigerator
Interior
GalleyKitchen
Exterior
GravelDriveway
Community
TrailsPaths
Parking
NoGarage
Flooring
Varies, Vinyl
Roof
Asphalt
Sewer
SepticTank

Lot features

Rectangular, RectangularLot

Neighborhood — 13420

MetricThis ZIPCountyUSA
Population28619,351,094299,088,112
Population Change Since1990-5.00%8.00%20.00%
Population Density9395
Male1409,381,926147,432,321
Female1469,969,168151,655,844
Never Married604,946,39163,775,926
Married1377,166,701123,120,365
Separated51,159,67312,639,686
Widowed171,110,24515,467,586
Divorced261,210,44823,075,029
Number Of House Hold1237,102,016111,826,380
Average House Hold Size2.322.642.60
Medial Age44.2336.5335.46
Median House Hold Income$40,749$49,847$48,276
Average House Hold Income$46,779$70,032$63,629
P C I$20,146$26,569$24,529
M D I$34,374$42,210$41,133
A T H E$41,889$54,185$50,898
S T R8.00%4.00%
W C J75.76%81.55%77.74%
(Zip) Code
13420

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/12/2025. Provided courtesy of TIMM ASSOCIATES SOTHEBY'S via Buffalo MLS. Information deemed reliable but not guaranteed.