CCertihomes
37 Gold Street, Norwich, NY 13815

$199,900

4 beds 2 baths 2,026 sqft Built 19001 days on marketActive

About this home

Tastefully updated Colonial on quiet street in the City of Norwich - situated within walking distance to many downtown amenities including schools and shopping. Charming, warm and inviting best describes this home featuring 4 spacious bedrooms and updated bathrooms. Modern easy working kitchen with stainless steel appliances and tile flooring leading to formal dining room. Front entry living room with tasteful open stairway. Huge family room with entry to deck and large fully fenced in backyard. First floor rounded out by large half bath and laundry room. Second floor offers four ample sized bedrooms and full bath with newer double walk-in shower. Great curb appeal.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,613/mo

Real estate (PITI + HOA + PMI)
$1,929
Principal + interest$1,283
Property tax + insurance$571
PMI / 2nd mortgage$75
Utilities
$1,325
Heating + cooling$508
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$2,613/mo TLC
Budget$5,000/mo
Remaining after TLC$2,387/mo
Purchase price
$199,900
Down payment
$9,995 (5%)
Loan amount
$189,905
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Colonial, TwoStory
Year built
1900
Lot size
0.35 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$3,688
MLS #
R1627105
County
Chenango

At a glance

Basement
Garage (1)

Home features

Appliances
DryerDishwasherElectricOvenElectricRangeGasWaterHeaterRefrigeratorWasher
Interior
CeilingFansEatInKitchenSeparateFormalLivingRoom
Exterior
BlacktopDrivewayDeckFullyFenced
Parking
DetachedGarage
Flooring
Carpet, Hardwood, Laminate, Tile, Varies
Roof
Asphalt, Shingle
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13815

MetricThis ZIPCountyUSA
Population10,03219,351,094299,088,112
Population Change Since1990-8.00%8.00%20.00%
Population Density91395
Male4,6009,381,926147,432,321
Female5,4319,969,168151,655,844
Never Married2,1084,946,39163,775,926
Married3,6917,166,701123,120,365
Separated6071,159,67312,639,686
Widowed9141,110,24515,467,586
Divorced9721,210,44823,075,029
Number Of House Hold3,8737,102,016111,826,380
Average House Hold Size2.432.642.60
Medial Age39.5536.5335.46
Median House Hold Income$33,735$49,847$48,276
Average House Hold Income$48,728$70,032$63,629
P C I$20,017$26,569$24,529
M D I$29,853$42,210$41,133
A T H E$42,898$54,185$50,898
S T R8.00%4.00%
W C J85.30%81.55%77.74%
(Zip) Code
13815

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/12/2025. Provided courtesy of Keller Williams Upstate NY Properties via Buffalo MLS. Information deemed reliable but not guaranteed.