CCertihomes
437 Arsenal Street, Watertown City, NY 13601

$225,000

6 beds 5 baths 2,584 sqft Built 18901 days on marketActive

About this home

A rare opportunity awaits at this generously sized 6 bedroom, 3 bathroom single family home, ideally located minutes from Downtown Watertown, 15 minutes to Fort Drum, and 5 minutes to Salmon Run Mall. Whether you're seeking residential room to grow or a business looking to establish office space, this property delivers flexible functionality with standout curb appeal. Featuring 2 Living Rooms, Dining Room, and 2 sunrooms for ample living and entertaining space. Handicap accessible design ensures comfort and convenience for all. Parking for 7-10 vehicles, including a 4 car garage. Recent Upgrades: New Roof in 2025; new electric service entrance & panel; select plumbing enhancements; and new hardwood flooring. You'll find abundant natural light adding warmth & charm throughout this home! With Mixed Use Zoning, the potential for dual purpose use is endless. Make it your dream home, an investment property, or boutique office hub. Perhaps live in half and convert the rest to a professional space. Maybe a real estate office, therapy practice, or consulting firm!... Don't miss out! Call to schedule a private showing and explore all the possibilities this unique property has to offer.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,896/mo

Real estate (PITI + HOA + PMI)
$2,036
Principal + interest$1,444
Property tax + insurance$508
PMI / 2nd mortgage$84
Utilities
$1,705
Heating + cooling$703
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,896/mo TLC
Budget$5,000/mo
Remaining after TLC$2,104/mo
Purchase price
$225,000
Down payment
$11,250 (5%)
Loan amount
$213,750
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1890
Lot size
0.3106 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$2,391
MLS #
S1629928
County
Jefferson

At a glance

Basement
Garage (4)

Home features

Appliances
DryerElectricOvenElectricRangeElectricWaterHeaterRefrigerator
Interior
SeparateFormalDiningRoomSeparateFormalLivingRoomBedroomOnMainLevel
Exterior
BlacktopDriveway
Parking
DetachedGarageDriveway
Flooring
Carpet, Hardwood, Other, SeeRemarks, Varies, Vinyl
Roof
Shingle
Sewer
Connected

Lot features

NearPublicTransit, Rectangular, RectangularLot

Schools

Middle
Case Middle
High
Watertown Senior High

Neighborhood — 13601

MetricThis ZIPCountyUSA
Population32,79219,351,094299,088,112
Population Change Since1990-7.00%8.00%20.00%
Population Density245395
Male15,6559,381,926147,432,321
Female17,1379,969,168151,655,844
Never Married6,6714,946,39163,775,926
Married12,6197,166,701123,120,365
Separated1,7431,159,67312,639,686
Widowed2,0091,110,24515,467,586
Divorced2,7791,210,44823,075,029
Number Of House Hold12,4717,102,016111,826,380
Average House Hold Size2.532.642.60
Medial Age34.0536.5335.46
Median House Hold Income$33,861$49,847$48,276
Average House Hold Income$44,637$70,032$63,629
P C I$17,680$26,569$24,529
M D I$29,953$42,210$41,133
A T H E$40,488$54,185$50,898
S T R7.75%4.00%
W C J80.27%81.55%77.74%
(Zip) Code
13601

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/12/2025. Provided courtesy of Lisa Woodward Homes LLC via Buffalo MLS. Information deemed reliable but not guaranteed.