CCertihomes
195 Charter Oaks Drive #3, Amherst, NY 14228

$169,900

2 beds 1 baths 1,015 sqft Built 19712 days on marketActive

About this home

Very nice 2 bedroom 2nd floor Condo, well maintained with solid surface and and vinyl planking floors. Carpeted bedrooms. Updated bathroom with full shower, Kitchen includes stove, refrigerator, counter microwave and dishwasher. Open Parking and Members enjoy the spacious in-ground pool, Tennis (or Pickleball) court, even a clubhouse which has a kitchen, television and a small library. It can be booked for private parties, but is open for the use of residents when not reserved. All snow plowing and shoveling done by the association. Also, Water and basic cable are included! Check it out on line for more information about the Community: https://cocvcondo.com/

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,339/mo

Real estate (PITI + HOA + PMI)
$2,325
Principal + interest$1,090
Property tax + insurance$779
HOA$392
PMI / 2nd mortgage$64
Utilities
$800
Heating + cooling$272
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$140
$2,339/mo TLC
Budget$5,000/mo
Remaining after TLC$2,661/mo
Purchase price
$169,900
Down payment
$8,495 (5%)
Loan amount
$161,405
APR
7.15%

Quick facts

Type
Condominium
Style
Year built
1971
Lot size
Stories
1
Heating
Gas, ForcedAir
Cooling
CentralAir
Water
Connected, Public
HOA
$392 / Monthly
Annual tax
$2,318
MLS #
R1629932
County
Erie

At a glance

Air conditioning
Basement

Home features

Appliances
DryerElectricOvenElectricRangeGasWaterHeaterMicrowaveRefrigeratorWasher
Interior
CathedralCeilingsEntranceFoyerSeparateFormalLivingRoomGalleyKitchen
Exterior
Balcony
Community
TrailsPaths
Parking
NoGarageOpen
Pool
Association
Flooring
Carpet, LuxuryVinyl, Resilient, Varies
Sewer
Connected

Lot features

IrregularLot, NearPublicTransit

Schools

Middle
Sweet Home Middle
High
Sweet Home Senior High

Neighborhood — 14228

MetricThis ZIPCountyUSA
Population15,82419,351,094299,088,112
Population Change Since1990-1.00%8.00%20.00%
Population Density1,046395
Male7,7619,381,926147,432,321
Female8,0639,969,168151,655,844
Never Married4,3014,946,39163,775,926
Married6,5797,166,701123,120,365
Separated4411,159,67312,639,686
Widowed7401,110,24515,467,586
Divorced9871,210,44823,075,029
Number Of House Hold6,5227,102,016111,826,380
Average House Hold Size2.422.642.60
Medial Age34.6236.5335.46
Median House Hold Income$49,576$49,847$48,276
Average House Hold Income$55,855$70,032$63,629
P C I$23,272$26,569$24,529
M D I$41,961$42,210$41,133
A T H E$47,120$54,185$50,898
S T R8.75%4.00%
W C J77.91%81.55%77.74%
(Zip) Code
14228

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/12/2025. Provided courtesy of Hometown Elite Realty via Buffalo MLS. Information deemed reliable but not guaranteed.