CCertihomes
54 Regan Drive, Oswego, NY 13126

$530,000

4 beds 3 baths 2,808 sqft Built 20050 days on marketActive

About this home

Custom Colonial home with exceptional lot that is just over 1.5 acres. The current owners have done many updates including removing trees from front yard, installing a water purification system, whole house generator & an exterior refresh including the front porch and shutters. The seller has also added new gutters and pool heater. The welcoming front porch wraps around one side of the home and provides access from the front door and an additional door to the family room. The beautiful backyard includes a spacious deck, newly added patio & in-ground pool. Once you enter the home, expect to be impressed with the quality throughout. Hardwood floors are the main theme on the first floor. Formal living room & dining rooms. Family room leads to the well-lit kitchen that has everything you need to prepare all your culinary delights including center island perfect for entertaining while cooking. Butler's pantry area is perfect for your coffee bar! First floor laundry and bedroom. The spacious primary suite is on the second floor and includes a newly added walk in closet off the bedroom and another walk in closet off the primary bathroom. The primary bathroom has an oversized tiled shower as well as whirlpool tub to soak all the stress away. There are two additional bedrooms and a full bath to round out the second floor as well. Full, dry basement (Superior Wall construction). The home also includes a right of way to Silver Lake.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$5,703/mo

Real estate (PITI + HOA + PMI)
$4,977
Principal + interest$3,401
Property tax + insurance$1,377
PMI / 2nd mortgage$199
Utilities
$1,640
Heating + cooling$657
Internet + TV + phone$160
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$160
$5,703/mo TLC
Budget$6,203/mo
Remaining after TLC$500/mo
Purchase price
$530,000
Down payment
$26,500 (5%)
Loan amount
$503,500
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Colonial
Year built
2005
Lot size
1.63 ac
Stories
2
Heating
Propane, ForcedAir
Cooling
CentralAir
Water
Connected, Public
HOA
Annual tax
$9,434
MLS #
S1630080
County
Oswego

At a glance

Air conditioning
Basement
Garage (2)

Home features

Appliances
DryerDishwasherElectricOvenElectricRangeGasCooktopMicrowavePropaneWaterHeaterRefrigeratorWasher
Interior
CeilingFansSeparateFormalDiningRoomEatInKitchenSeparateFormalLivingRoomKitchenIslandPantrySlidingGlassDoorsBedroomOnMainLevelBathInPrimaryBedroom
Exterior
BlacktopDrivewayFencePoolPatioPropaneTankOwned
Parking
AttachedGarageGarageDoorOpener
Pool
InGround
Flooring
Carpet, CeramicTile, Hardwood, Varies
Sewer
SepticTank

Lot features

CornerLot, IrregularLot

Neighborhood — 13126

MetricThis ZIPCountyUSA
Population27,18619,351,094299,088,112
Population Change Since1990-4.00%8.00%20.00%
Population Density273395
Male12,9889,381,926147,432,321
Female14,1999,969,168151,655,844
Never Married7,2134,946,39163,775,926
Married9,9187,166,701123,120,365
Separated1,9721,159,67312,639,686
Widowed1,7451,110,24515,467,586
Divorced1,8741,210,44823,075,029
Number Of House Hold9,7537,102,016111,826,380
Average House Hold Size2.582.642.60
Medial Age34.2536.5335.46
Median House Hold Income$34,693$49,847$48,276
Average House Hold Income$46,097$70,032$63,629
P C I$17,934$26,569$24,529
M D I$30,665$42,210$41,133
A T H E$41,368$54,185$50,898
S T R8.00%4.00%
W C J78.88%81.55%77.74%
(Zip) Code
13126

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/12/2025. Provided courtesy of Century 21 Galloway Realty via Buffalo MLS. Information deemed reliable but not guaranteed.