CCertihomes
81 Elder Street, Gates, NY 14606

$174,900

4 beds 2 baths 1,547 sqft Built 19503 days on marketActive

About this home

Welcome Home to this Move-In Ready Cape Style beauty, located in one of Gates more popular neighborhoods. Home features 4 Bedrooms, 2 on first floor and 2 on second floor, 1 1/2 Baths, fresh paint throughout, some newer flooring and windows. Partial finished basement. Large Sunroom in back of house with access to rear yard. 2 Car Detached Garage. Conveniently located within minutes to shopping, restaurants, and expressways. DON'T MISS THIS ONE!!! Public Open House Saturday 8/16 from 12:00 - 1:30. Delayed negotiations until 8/18 @ 2:00 pm.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,396/mo

Real estate (PITI + HOA + PMI)
$1,797
Principal + interest$1,122
Property tax + insurance$609
PMI / 2nd mortgage$66
Utilities
$1,137
Heating + cooling$414
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$2,396/mo TLC
Budget$5,000/mo
Remaining after TLC$2,604/mo
Purchase price
$174,900
Down payment
$8,745 (5%)
Loan amount
$166,155
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
CapeCod
Year built
1950
Lot size
0.17 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$4,659
MLS #
R1629827
County
Monroe

At a glance

Basement
Garage (2)

Home features

Appliances
ElectricOvenElectricRangeGasWaterHeaterMicrowaveRefrigerator
Interior
EntranceFoyerSeparateFormalLivingRoomGreatRoomKitchenIslandLivingDiningRoomOtherSeeRemarksBedroomOnMainLevel
Exterior
BlacktopDrivewayEnclosedPorchPorch
Parking
DetachedGarage
Flooring
Carpet, CeramicTile, LuxuryVinyl, Varies
Roof
Asphalt
Sewer
Connected

Lot features

NearPublicTransit, Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14606

MetricThis ZIPCountyUSA
Population27,46419,351,094299,088,112
Population Change Since1990-3.00%8.00%20.00%
Population Density2,618395
Male13,1419,381,926147,432,321
Female14,3239,969,168151,655,844
Never Married6,8234,946,39163,775,926
Married9,4767,166,701123,120,365
Separated1,2501,159,67312,639,686
Widowed1,5611,110,24515,467,586
Divorced2,3991,210,44823,075,029
Number Of House Hold10,6387,102,016111,826,380
Average House Hold Size2.572.642.60
Medial Age35.3036.5335.46
Median House Hold Income$39,988$49,847$48,276
Average House Hold Income$45,572$70,032$63,629
P C I$17,728$26,569$24,529
M D I$34,893$42,210$41,133
A T H E$41,094$54,185$50,898
S T R8.00%4.00%
W C J71.99%81.55%77.74%
(Zip) Code
14606

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/13/2025. Provided courtesy of Blain Realty, Inc. via Buffalo MLS. Information deemed reliable but not guaranteed.