CCertihomes
34 Gold Street, Norwich, NY 13815

$220,000

7 beds 3 baths 11,761 sqft Built 190013 days on marketActive

About this home

Investment or live here and have your own business as well. 2 story, 2 family home which is currently 2 apartments, up and down. Both are 2 bed one bath and currently rented. One tenant has been there for 20+/- yrs. Both would love to stay. The other building was formerly a business with an apartment upstairs. That apartment has been mostly redone and not lived in since renovated. Spacious with vaulted ceilings as well! More are of the update could be added to the current living space or you may be able to make an additional rental unit there. Downstairs is an open canvas with lots of room to use your imagination for a business or residential. Plenty of parking as well. Lots of possibilities with this property.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$5,921/mo

Real estate (PITI + HOA + PMI)
$3,035
Principal + interest$1,412
Property tax + insurance$1,540
PMI / 2nd mortgage$83
Utilities
$5,745
Heating + cooling$2,718
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$5,921/mo TLC
Budget$6,421/mo
Remaining after TLC$500/mo
Purchase price
$220,000
Down payment
$11,000 (5%)
Loan amount
$209,000
APR
7.15%

Quick facts

Type
MixedUse
Style
Fourplex
Year built
1900
Lot size
0.42 ac
Stories
2
Heating
Electric, Gas, Oil, Other, SeeRemarks, Baseboard
Cooling
Other, SeeRemarks
Water
Connected, Public
HOA
Annual tax
$10,152
MLS #
R1628170
County
Chenango

At a glance

Basement
Garage (1)

Home features

Appliances
GasWaterHeater
Interior
CathedralCeilingsStorage
Parking
TwoOrMoreSpaces
Flooring
Carpet, Varies, Vinyl
Roof
Asphalt, Shingle
Sewer
Connected

Lot features

IrregularLot

Neighborhood — 13815

MetricThis ZIPCountyUSA
Population10,03219,351,094299,088,112
Population Change Since1990-8.00%8.00%20.00%
Population Density91395
Male4,6009,381,926147,432,321
Female5,4319,969,168151,655,844
Never Married2,1084,946,39163,775,926
Married3,6917,166,701123,120,365
Separated6071,159,67312,639,686
Widowed9141,110,24515,467,586
Divorced9721,210,44823,075,029
Number Of House Hold3,8737,102,016111,826,380
Average House Hold Size2.432.642.60
Medial Age39.5536.5335.46
Median House Hold Income$33,735$49,847$48,276
Average House Hold Income$48,728$70,032$63,629
P C I$20,017$26,569$24,529
M D I$29,853$42,210$41,133
A T H E$42,898$54,185$50,898
S T R8.00%4.00%
W C J85.30%81.55%77.74%
(Zip) Code
13815

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 8/13/2025. Provided courtesy of NY Country Land via Buffalo MLS. Information deemed reliable but not guaranteed.